CONSOLIDATED STATEMENT OF CASH FLOWS - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 8,463	$ 4,531
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	650	400
Depreciation and amortization	286	247
Amortization and accretion of loans and other assets	(1,344)	(97)
Amortization and accretion of investment securities	503	120
Deferred income taxes	74	(284)
Investment securities (gains) losses, net	(237)	254
Earnings on bank owned life insurance	(1,315)	(156)
Originations of loans held for sale	(14,206)	(7,043)
Proceeds from sales of loans held for sale	19,253	5,973
Realized gains on loans sold	(503)	(167)
Decrease (increase) in accrued interest receivable	426	(32)
Decrease in accrued interest payable	(104)	(182)
Other, net	2,019	1,169
Net cash provided by operating activities	13,965	4,733
Available-for-sale securities:
Proceeds from sales	5,045	0
Proceeds from maturity and principal repayments	17,826	29,045
Purchase of securities	(54,248)	(41,915)
Purchase of equity securities	0	(202)
Purchase of interest bearing time deposits with other banks	0	(250)
Proceeds from life insurance death benefit	3,714	0
Proceeds from matured interest bearing time deposits with other banks	249	0
Proceeds from redemption of regulatory stock	1,179	3,300
Purchase of regulatory stock	(1,013)	(2,798)
Net decrease in loans	2,461	22,003
Purchase of premises and equipment	(785)	(507)
Proceeds from sale of foreclosed assets held for sale	116	350
Net cash (used in) provided by investing activities	(25,456)	9,026
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase in deposits	98,612	(5,968)
Proceeds from long-term borrowings	0	5,000
Repayments of long-term borrowings	(2,000)	0
Net decrease in short-term borrowed funds	(667)	(6,554)
Purchase of treasury and restricted stock	(513)	(1,279)
Dividends paid	(1,820)	(1,957)
Net cash provided by (used in) financing activities	93,612	(10,758)
Net increase in cash and cash equivalents	82,121	3,001
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD	68,707	18,520
CASH AND CASH EQUIVALENTS AT END OF PERIOD	150,828	21,521
Supplemental Disclosures of Cash Flow Information:
Interest paid	1,958	2,631
Income taxes paid	0	0
Right of use asset and liability	$ 211	$ 0