CONSOLIDATED BALANCE SHEET - USD ($) $ in Thousands		Mar. 31, 2021	Dec. 31, 2020
Cash and due from banks:
Noninterest-bearing		$ 18,164	$ 16,374
Interest-bearing		132,664	52,333
Total cash and cash equivalents		150,828	68,707
Interest bearing time deposits with other banks		13,509	13,758
Equity securities		2,118	1,931
Available-for-sale securities		321,967	295,189
Loans held for sale		9,946	14,640
Loans (net of allowance for loan losses: 2021, $16,560 and 2020, $15,815)		1,387,841	1,389,466
Premises and equipment		17,450	16,948
Accrued interest receivable		5,572	5,998
Goodwill	[1]	31,376	31,376
Bank owned life insurance		30,190	32,589
Other intangibles		1,696	1,668
Other assets		23,117	19,404
TOTAL ASSETS		1,995,610	1,891,674
Deposits:
Noninterest-bearing		336,438	303,762
Interest-bearing		1,351,032	1,285,096
Total deposits		1,687,470	1,588,858
Borrowed funds		86,171	88,838
Accrued interest payable		913	1,017
Other liabilities		22,249	18,702
TOTAL LIABILITIES		1,796,803	1,697,415
STOCKHOLDERS' EQUITY:
Preferred Stock $1.00 par value; authorized 3,000,000 shares at March 31, 2021 and December 31, 2020; none issued in 2021 or 2020		0	0
Common stock $1.00 par value; authorized 25,000,000 shares at March 31, 2021 and December 31, 2020; issued 4,350,342 at March 31, 2021 and December 31, 2020		4,350	4,350
Additional paid-in capital		75,908	75,908
Retained earnings		133,270	126,627
Accumulated other comprehensive income		1,002	2,587
Treasury stock, at cost: 437,663 shares at March 31, 2021 and 428,492 shares at December 31, 2020		(15,723)	(15,213)
TOTAL STOCKHOLDERS' EQUITY		198,807	194,259
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY		$ 1,995,610	$ 1,891,674

[1] Excludes fully amortized intangible assets