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DEPOSITS (Details) - USD ($)
Dec. 31, 2020
Dec. 31, 2019
DEPOSITS [Abstract]    
Non-interest-bearing deposits $ 303,762,000 $ 203,793,000
NOW accounts 422,083,000 340,273,000
Savings deposits 255,853,000 224,456,000
Money market deposit accounts 225,968,000 169,865,000
Certificates of deposit 381,192,000 272,731,000
Total deposits 1,588,858,000 1,211,118,000
Certificates of deposit of $250,000 or more [Abstract]    
Certificates of deposit of $250,000 or more 75,869,000 66,552,000
Brokered deposits 23,839,000 $ 15,000,000
Maturities of certificates of deposit [Abstract]    
2021 220,596,000  
2022 90,183,000  
2023 40,065,000  
2024 12,932,000  
2025 12,215,000  
Thereafter 5,201,000  
Total certificates of deposit $ 381,192,000