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REVENUE RECOGNITION (Tables)
12 Months Ended
Dec. 31, 2020
REVENUE RECOGNITION [Abstract]  
Disaggregation of Revenue Derived from Contracts with Customers

The following table depicts the disaggregation of revenue derived from contracts with customers to depict the nature, amount, timing, and uncertainty of revenue and cash flows for the years ended December 31, 2020, 2019 and 2018 (in thousands). All revenue in the table below relates to goods and services transferred at a point in time.

Revenue stream
                 
Service charges on deposit accounts
 
2020
   
2019
   
2018
 
Overdraft fees
 
$
1,171
   
$
1,536
   
$
1,551
 
Statement fees
   
207
     
206
     
206
 
Interchange revenue
   
2,287
     
2,294
     
2,259
 
ATM income
   
323
     
392
     
400
 
Other service charges
   
233
     
259
     
251
 
Total Service Charges
   
4,221
     
4,687
     
4,667
 
Trust
   
803
     
750
     
705
 
Brokerage and insurance
   
1,297
     
1,141
     
790
 
Other
   
339
     
348
     
350
 
Total
 
$
6,660
   
$
6,926
   
$
6,512