Consolidated Balance Sheet - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Cash and cash equivalents:
Noninterest-bearing	$ 16,374	$ 17,727
Interest-bearing	52,333	793
Total cash and cash equivalents	68,707	18,520
Interest bearing time deposits with other banks	13,758	14,256
Equity securities	1,931	701
Available-for-sale debt securities	295,189	240,706
Loans held for sale	14,640	815
Loans (net of allowance for loan losses: 2020, $15,815; 2019, $13,845)	1,389,466	1,101,724
Premises and equipment	16,948	15,933
Accrued interest receivable	5,998	4,555
Goodwill	31,376	23,296
Bank owned life insurance	32,589	28,128
Other intangibles	1,668	1,346
OtherAssets	19,404	16,359
TOTAL ASSETS	1,891,674	1,466,339
Deposits:
Noninterest-bearing	303,762	203,793
Interest-bearing	1,285,096	1,007,325
Total deposits	1,588,858	1,211,118
Borrowed funds	88,838	85,117
Accrued interest payable	1,017	1,088
OtherLiabilities	18,702	14,242
TOTAL LIABILITIES	1,697,415	1,311,565
STOCKHOLDERS' EQUITY:
Preferred Stock $1.00 par value; authorized 3,000,000 shares 2020 and 2019; none issued in 2020 or 2019	0	0
Common Stock $1.00 par value; authorized 25,000,000 shares 2020 and 2019; issued 4,350,342 and 3,938,668 share in 2020 and 2019, respectively	4,350	3,939
Additional paid-in capital	75,908	55,089
Retained earnings	126,627	110,800
Accumulated other comprehensive income (loss)	2,587	(629)
Treasury stock, at cost: 428,492 and 413,607 shares for 2020 and 2019, respectively	(15,213)	(14,425)
TOTAL STOCKHOLDERS' EQUITY	194,259	154,774
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 1,891,674	$ 1,466,339