CONSOLIDATED BALANCE SHEET (UNAUDITED) - USD ($) $ in Thousands		Sep. 30, 2020	Dec. 31, 2019
Cash and due from banks:
Noninterest-bearing		$ 15,922	$ 17,727
Interest-bearing		59,387	793
Total cash and cash equivalents		75,309	18,520
Interest bearing time deposits with other banks		13,758	14,256
Equity securities		1,696	701
Available-for-sale securities		287,838	240,706
Loans held for sale		19,320	815
Loans (net of allowance for loan losses: 2020, $15,169 and 2019, $13,845)		1,350,710	1,101,724
Premises and equipment		17,720	15,933
Accrued interest receivable		6,164	4,555
Goodwill	[1]	31,376	23,296
Bank owned life insurance		32,408	28,128
Other intangibles		1,538	1,346
Other assets		20,507	16,359
TOTAL ASSETS		1,858,344	1,466,339
Deposits:
Noninterest-bearing		276,286	203,793
Interest-bearing		1,276,467	1,007,325
Total deposits		1,552,753	1,211,118
Borrowed funds		99,602	85,117
Accrued interest payable		1,006	1,088
Other liabilities		15,932	14,242
TOTAL LIABILITIES		1,669,293	1,311,565
STOCKHOLDERS' EQUITY:
Preferred Stock $1.00 par value; authorized 3,000,000 shares at September 30, 2020 and December 31, 2019; none issued in 2020 or 2019		0	0
Common stock $1.00 par value; authorized 25,000,000 shares at September 30, 2020 and December 31, 2019; issued 4,350,342 at September 30, 2020 and 3,938,668 at December 31, 2019		4,350	3,939
Additional paid-in capital		75,867	55,089
Retained earnings		121,203	110,800
Accumulated other comprehensive income (loss)		2,865	(629)
Treasury stock, at cost: 428,934 shares at September 30, 2020 and 413,607 shares at December 31, 2019		(15,234)	(14,425)
TOTAL STOCKHOLDERS' EQUITY		189,051	154,774
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY		$ 1,858,344	$ 1,466,339

[1] Excludes fully amortized intangible assets