X0607 3 2026-06-16 0 0000739421 CITIZENS FINANCIAL SERVICES INC CZFS 0002137023 Croft Warren James false 33 WILCOX ESTATES DRIVE WAVERLY NY 14892 0 0 0 1 Subsidiary Director COMMON CLASS 5111.595 D GINA MARIE BOOR FOR WARREN J. CROFT UNDER POWER OF ATTORNEY DATED MAY 20, 2026 2026-06-17