CONSOLIDATED BALANCE SHEET (UNAUDITED) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Cash and due from banks:
Noninterest-bearing	$ 16,384	$ 15,327
Interest-bearing	1,450	1,470
Total cash and cash equivalents	17,834	16,797
Interest bearing time deposits with other banks	15,498	15,498
Equity securities	527	516
Available-for-sale securities	244,437	241,010
Loans held for sale	182	1,127
Loans (net of allowance for loan losses: 2019, $13,084 and 2018, $12,884)	1,077,833	1,068,999
Premises and equipment	16,177	16,273
Accrued interest receivable	4,769	4,452
Goodwill	23,296	23,296
Bank owned life insurance	27,656	27,505
Other intangibles	1,547	1,623
Other assets	18,298	13,616
TOTAL ASSETS	1,448,054	1,430,712
Deposits:
Noninterest-bearing	184,988	179,971
Interest-bearing	996,666	1,005,185
Total deposits	1,181,654	1,185,156
Borrowed funds	108,263	91,194
Accrued interest payable	1,092	1,076
Other liabilities	14,200	14,057
TOTAL LIABILITIES	1,305,209	1,291,483
STOCKHOLDERS' EQUITY:
Preferred Stock $1.00 par value; authorized 3,000,000 shares at March 31, 2019 and December 31, 2018; none issued in 2019 or 2018	0	0
Common stock $1.00 par value; authorized 25,000,000 shares at March 31, 2019 and December 31, 2018; issued 3,904,212 at March 31, 2019 and December 31, 2018	3,904	3,904
Additional paid-in capital	53,102	53,099
Retained earnings	102,574	99,727
Accumulated other comprehensive loss	(2,825)	(3,921)
Treasury stock, at cost: 405,378 shares at March 31, 2019 and 399,616 shares at December 31, 2018	(13,910)	(13,580)
TOTAL STOCKHOLDERS' EQUITY	142,845	139,229
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 1,448,054	$ 1,430,712