CONSOLIDATED STATEMENT OF CASH FLOWS (UNAUDITED) - USD ($)	9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 13,519,000	$ 10,421,000
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	1,300,000	1,740,000
Depreciation and amortization	301,000	321,000
Amortization and accretion of investment securities	813,000	1,089,000
Deferred income taxes	(260,000)	(381,000)
Investment securities (gains) losses, net	1,000	(204,000)
Earnings on bank owned life insurance	(467,000)	(499,000)
Originations of loans held for sale	(14,709,000)	(17,144,000)
Proceeds from sales of loans held for sale	15,374,000	17,789,000
Realized gains on loans sold	(302,000)	(383,000)
(Increase) decrease in accrued interest receivable	(284,000)	303,000
Increase in accrued interest payable	82,000	11,000
Other, net	(435,000)	(360,000)
Net cash provided by operating activities	14,933,000	12,703,000
Available-for-sale securities:
Proceeds from sales	25,168,000	30,393,000
Proceeds from maturity and principal repayments	41,027,000	47,677,000
Purchase of securities	(56,289,000)	(20,548,000)
Purchase of equity securities	(191,000)	0
Purchase of interest bearing time deposits with other banks	(5,713,000)	(6,301,000)
Proceeds from sale of interest bearing time deposits with other banks	1,239,000	2,741,000
Proceeds from matured interest bearing time deposits with other banks	0	496,000
Proceeds from redemption of regulatory stock	7,874,000	6,090,000
Purchase of regulatory stock	(6,751,000)	(5,668,000)
Net increase in loans	(59,646,000)	(107,864,000)
Purchase of premises and equipment	(228,000)	(179,000)
Proceeds from sale of foreclosed assets held for sale	899,000	312,000
Net cash used in investing activities	(52,611,000)	(52,851,000)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase in deposits	69,900,000	46,602,000
Proceeds from long-term borrowings	7,000	7,000
Repayments of long-term borrowings	(1,000,000)	0
Net decrease in short-term borrowed funds	(27,574,000)	(6,041,000)
Purchase of treasury and restricted stock	(1,098,000)	(645,000)
Dividends paid	(4,574,000)	(3,714,000)
Net cash provided by financing activities	35,661,000	36,209,000
Net decrease in cash and cash equivalents	(2,017,000)	(3,939,000)
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD	18,517,000	17,754,000
CASH AND CASH EQUIVALENTS AT END OF PERIOD	16,500,000	13,815,000
Supplemental Disclosures of Cash Flow Information:
Interest paid	6,647,000	4,169,000
Income taxes paid	1,900,000	2,950,000
Loans transferred to foreclosed property	$ 381,000	$ 785,000