CONSOLIDATED BALANCE SHEET (UNAUDITED) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Cash and due from banks:
Noninterest-bearing	$ 15,496	$ 16,347
Interest-bearing	1,004	2,170
Total cash and cash equivalents	16,500	18,517
Interest bearing time deposits with other banks	14,754	10,283
Equity securities	291	0
Available-for-sale securities	240,426	254,782
Loans held for sale	960	1,439
Loans (net of allowance for loan losses: 2018, $12,383 and 2017, $11,190)	1,047,948	989,335
Premises and equipment	16,189	16,523
Accrued interest receivable	4,480	4,196
Goodwill	23,296	23,296
Bank owned life insurance	27,350	26,883
Other intangibles	1,703	1,953
Other assets	13,983	14,679
TOTAL ASSETS	1,407,880	1,361,886
Deposits:
Noninterest-bearing	173,379	171,840
Interest-bearing	1,001,464	933,103
Total deposits	1,174,843	1,104,943
Borrowed funds	86,097	114,664
Accrued interest payable	979	897
Other liabilities	11,561	12,371
TOTAL LIABILITIES	1,273,480	1,232,875
STOCKHOLDERS' EQUITY:
Preferred Stock $1.00 par value; authorized 3,000,000 shares at September 30, 2018 and December 31, 2017; none issued in 2018 or 2017	0	0
Common stock $1.00 par value; authorized 25,000,000 shares at September 30 2018 and 15,000,000 at December 31, 2017; issued 3,904,212 at September 30, 2018 and 3,869,939 at December 31, 2017	3,904	3,870
Additional paid-in capital	53,122	51,108
Retained earnings	96,754	89,982
Accumulated other comprehensive loss	(6,081)	(3,398)
Treasury stock, at cost: 395,070 shares at September 30, 2018 and 383,065 shares at December 31, 2017	(13,299)	(12,551)
TOTAL STOCKHOLDERS' EQUITY	134,400	129,011
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 1,407,880	$ 1,361,886