CONSOLIDATED BALANCE SHEET (UNAUDITED) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Cash and due from banks:
Noninterest-bearing	$ 12,887	$ 16,854
Interest-bearing	928	900
Total cash and cash equivalents	13,815	17,754
Interest bearing time deposits with other banks	10,031	6,955
Available-for-sale securities	263,588	314,017
Loans held for sale	1,431	1,827
Loans (net of allowance for loan losses: 2017, $10,447 and 2016, $8,886)	896,715	790,725
Premises and equipment	16,624	17,030
Accrued interest receivable	3,786	4,089
Goodwill	21,089	21,089
Bank owned life insurance	26,722	26,223
Other intangibles	1,872	2,096
Other investment sale receivable	0	7,759
Other assets	14,114	13,454
TOTAL ASSETS	1,269,787	1,223,018
Deposits:
Noninterest-bearing	154,142	147,425
Interest-bearing	897,963	858,078
Total deposits	1,052,105	1,005,503
Borrowed funds	73,628	79,662
Accrued interest payable	731	720
Other liabilities	13,441	13,865
TOTAL LIABILITIES	1,139,905	1,099,750
STOCKHOLDERS' EQUITY:
Preferred Stock $1.00 par value; authorized 3,000,000 shares at September 30, 2017 and December 31, 2016; none issued in 2017 or 2016	0	0
Common stock $1.00 par value; authorized 15,000,000 shares; issued 3,869,939 at September 30, 2017 and 3,704,375 at December 31, 2016	3,870	3,704
Additional paid-in capital	51,091	42,250
Retained earnings	88,318	91,278
Accumulated other comprehensive loss	(1,128)	(1,392)
Treasury stock, at cost: 378,428 shares at September 30, 2017 and 384,671 shares at December 31, 2016	(12,269)	(12,572)
TOTAL STOCKHOLDERS' EQUITY	129,882	123,268
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 1,269,787	$ 1,223,018