COMMITMENTS AND CONTINGENT LIABILITIES (Tables)

12 Months Ended

Dec. 31, 2016

COMMITMENTS AND CONTINGENT LIABILITIES [Abstract]

Financial instruments whose contract amounts represent credit risk

Financial instruments, whose contract amounts represent credit risk at December 31, 2016 and 2015, are as follows (in thousands):

	2016		2015
Commitments to extend credit	$	206,505	$	143,134
Standby letters of credit		14,955		13,751
	$	221,460	$	156,885