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PREMISES & EQUIPMENT (Tables)
 12 Months Ended
Dec. 31, 2016
PREMISES & EQUIPMENT [Abstract]  
Summary of premises and equipment
Premises and equipment at December 31, 2016 and 2015 are summarized as follows (in thousands):
 
 
December 31,
 
 
 
2016
  
2015
 
Land
 
$
5,110
  
$
5,110
 
Buildings
  
17,315
   
17,349
 
Furniture, fixtures and equipment
  
6,678
   
6,636
 
Construction in process
  
5
   
88
 
 
  
29,108
   
29,183
 
Less: accumulated depreciation
  
12,078
   
11,920
 
Premises and equipment, net
 
$
17,030
  
$
17,263