CONSOLIDATED STATEMENT OF CASH FLOWS (UNAUDITED) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 9,467	$ 9,166
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	770	360
Provision for off-balance sheet items	30	0
Depreciation and amortization	265	370
Amortization and accretion of investment securities	1,750	1,521
Deferred income taxes	141	(39)
Investment securities gains, net	(155)	(430)
Earnings on bank owned life insurance	(515)	(464)
Originations of loans held for sale	(15,698)	(13,510)
Proceeds from sales of loans held for sale	15,950	12,942
Realized gains on loans sold	(225)	(183)
Decrease in accrued interest receivable	223	78
Decrease in accrued interest payable	(98)	(63)
Other, net	(1,137)	(842)
Net cash provided by operating activities	10,768	8,906
Available-for-sale securities:
Proceeds from sales	12,077	18,393
Proceeds from maturity and principal repayments	43,759	39,472
Purchase of securities	(44,567)	(58,667)
Purchase of interest bearing time deposits with other banks	0	(500)
Proceeds from matured interest bearing time deposits with other banks	744	0
Proceeds from redemption of regulatory stock	459	2,150
Purchase of regulatory stock	(1,138)	(2,097)
Net increase in loans	(55,846)	(29,148)
Purchase of premises and equipment	(500)	(633)
Proceeds from sale of foreclosed assets held for sale	900	340
Net cash used in investing activities	(44,112)	(30,690)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase in deposits	20,716	23,915
Proceeds from long-term borrowings	541	5,288
Repayments of long-term borrowings	(534)	(700)
Net increase (decrease) in short-term borrowed funds	10,221	(1,730)
Purchase of treasury and restricted stock	(1,713)	(2,315)
Dividends paid	(3,900)	(3,783)
Net cash provided by financing activities	25,331	20,675
Net decrease in cash and cash equivalents	(8,013)	(1,109)
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD	24,384	11,423
CASH AND CASH EQUIVALENTS AT END OF PERIOD	16,371	10,314
Supplemental Disclosures of Cash Flow Information:
Interest paid	3,846	3,672
Income taxes paid	1,700	2,425
Loans transferred to foreclosed property	633	241
Investments sold and not settled	$ 0	$ 5,187