CONSOLIDATED STATEMENT OF CASH FLOWS (UNAUDITED) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 6,314	$ 6,309
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	270	240
Provision for off-balance sheet items	30	0
Depreciation and amortization	175	236
Amortization and accretion of investment securities	1,148	992
Deferred income taxes	81	112
Investment securities gains, net	(155)	(301)
Earnings on bank owned life insurance	(342)	(306)
Originations of loans held for sale	(8,580)	(7,479)
Proceeds from sales of loans held for sale	7,995	6,922
Realized gains on loans sold	(116)	(98)
Increase in accrued interest receivable	35	60
Decrease in accrued interest payable	(90)	(81)
Other, net	(519)	(1,158)
Net cash provided by operating activities	6,246	5,448
Available-for-sale securities:
Proceeds from sales	12,077	18,393
Proceeds from maturity and principal repayments	21,561	31,163
Purchase of securities	(32,507)	(49,579)
Proceeds from matured interest bearing time deposits with other banks	744	0
Proceeds from redemption of regulatory stock	184	1,513
Purchase of regulatory stock	(132)	(1,342)
Net increase in loans	(14,135)	(17,792)
Purchase of premises and equipment	(398)	(514)
Proceeds from sale of foreclosed assets held for sale	374	100
Net cash used in investing activities	(12,232)	(18,058)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase in deposits	15,451	17,954
Proceeds from long-term borrowings	539	5,286
Repayments of long-term borrowings	(534)	(551)
Net increase in short-term borrowed funds	(2,850)	(7,340)
Purchase of treasury and restricted stock	(1,482)	(997)
Dividends paid	(2,700)	(2,253)
Net cash provided by financing activities	8,424	12,099
Net (decrease) increase in cash and cash equivalents	2,438	(511)
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD	24,384	11,423
CASH AND CASH EQUIVALENTS AT END OF PERIOD	26,822	10,912
Supplemental Disclosures of Cash Flow Information:
Interest paid	2,602	2,472
Income taxes paid	1,400	2,025
Loans transferred to foreclosed property	519	241
Investments purchased and not settled	$ 0	$ 319