CONSOLIDATED STATEMENT OF CASH FLOWS (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 3,283	$ 3,120
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	135	120
Depreciation and amortization	76	125
Amortization and accretion of investment securities	567	516
Deferred income taxes	(115)	(128)
Investment securities gains, net	(27)	(126)
Earnings on bank owned life insurance	(170)	(152)
Originations of loans held for sale	(3,913)	(3,155)
Proceeds from sales of loans held for sale	3,005	2,661
Realized gains on loans sold	(46)	(38)
Increase in accrued interest receivable	115	8
Decrease in accrued interest payable	(74)	(65)
Other, net	(467)	207
Net cash provided by operating activities	2,369	3,093
Available-for-sale securities:
Proceeds from sales	5,020	14,623
Proceeds from maturity and principal repayments	9,757	13,521
Purchase of securities	(25,840)	(13,074)
Proceeds from redemption of regulatory stock	112	1,271
Purchase of regulatory stock	0	(864)
Net increase in loans	(4,454)	(11,054)
Purchase of premises and equipment	(166)	(403)
Proceeds from sale of foreclosed assets held for sale	289	17
Net cash (used in) provided by investing activities	(15,282)	4,037
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase in deposits	29,780	14,843
Proceeds from long-term borrowings	2	4,730
Net decrease in short-term borrowed funds	(1,637)	(17,141)
Purchase of treasury and restricted stock	(860)	(979)
Dividends paid	(1,377)	(1,223)
Net cash provided by financing activities	25,908	230
Net increase in cash and cash equivalents	12,995	7,360
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD	24,384	11,423
CASH AND CASH EQUIVALENTS AT END OF PERIOD	37,379	18,783
Supplemental Disclosures of Cash Flow Information:
Interest paid	1,331	1,249
Income taxes paid	450	600
Loans transferred to foreclosed property	$ 64	$ 0