CONSOLIDATED STATEMENT OF CASH FLOWS (UNAUDITED) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 6,309	$ 6,541
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	240	330
Depreciation and amortization	236	233
Amortization and accretion of investment securities	992	1,100
Deferred income taxes	112	498
Investment securities gains, net	(301)	(246)
Earnings on bank owned life insurance	(306)	(242)
Originations of loans held for sale	(7,479)	(5,286)
Proceeds from sales of loans held for sale	6,922	5,089
Realized gains on loans sold	(98)	(70)
Increase in accrued interest receivable	60	171
Decrease in accrued interest payable	(81)	(160)
Other, net	(1,158)	(1,107)
Net cash provided by operating activities	5,448	6,851
Available-for-sale securities:
Proceeds from sales	18,393	12,151
Proceeds from maturity and principal repayments	31,163	29,294
Purchase of securities	(49,579)	(33,822)
Proceeds from redemption of regulatory stock	1,513	2,216
Purchase of regulatory stock	(1,342)	(1,484)
Net increase in loans	(17,792)	(113)
Purchase of premises and equipment	(514)	(145)
Proceeds from sale of foreclosed assets held for sale	100	296
Net cash (used) provided by investing activities	(18,058)	8,393
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase in deposits	17,954	17,140
Proceeds from long-term borrowings	5,286	4,010
Repayments of long-term borrowings	(551)	(4,200)
Net decrease in short-term borrowed funds	(7,340)	(23,667)
Purchase of treasury and restricted stock	(997)	(733)
Dividends paid	(2,253)	(2,137)
Net cash provided (used) by financing activities	12,099	(9,587)
Net (decrease) increase in cash and cash equivalents	(511)	5,657
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD	11,423	10,083
CASH AND CASH EQUIVALENTS AT END OF PERIOD	10,912	15,740
Supplemental Disclosures of Cash Flow Information:
Interest paid	2,472	2,668
Income taxes paid	2,025	1,885
Loans transferred to foreclosed property	241	239
Premises and equipment transferred from other assets	0	549
Investments purchased and not settled	$ 319	$ 0