CONSOLIDATED BALANCE SHEET (UNAUDITED) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Cash and due from banks:
Noninterest-bearing	$ 9,910	$ 10,091
Interest-bearing	1,002	1,332
Total cash and cash equivalents	10,912	11,423
Interest bearing time deposits with other banks	5,960	5,960
Available-for-sale securities	304,792	306,146
Loans held for sale	1,152	497
Loans (net of allowance for loan losses: 2015, $6,959 and 2014, $6,815)	564,692	547,290
Premises and equipment	12,582	12,357
Accrued interest receivable	3,584	3,644
Goodwill	10,256	10,256
Bank owned life insurance	20,615	20,309
Other assets	7,934	7,166
TOTAL ASSETS	942,479	925,048
Deposits:
Noninterest-bearing	100,469	95,526
Interest-bearing	691,418	678,407
Total deposits	791,887	773,933
Borrowed funds	39,194	41,799
Accrued interest payable	674	756
Other liabilities	7,499	8,032
TOTAL LIABILITIES	839,254	824,520
STOCKHOLDERS' EQUITY:
Preferred Stock $1.00 par value; authorized 3,000,000 shares: none issued or outstanding at June 30, 2015 and December 31, 2014;	0	0
Common stock $1.00 par value; authorized 15,000,000 shares; issued 3,335,236 at June 30, 2015 and December 31, 2014;	3,335	3,335
Additional paid-in capital	25,124	25,150
Retained earnings	83,371	79,512
Accumulated other comprehensive income	171	767
Treasury stock, at cost: 306,560 shares at June 30, 2015 and 296,280 shares at December 31, 2014	(8,776)	(8,236)
TOTAL STOCKHOLDERS' EQUITY	103,225	100,528
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 942,479	$ 925,048