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CONSOLIDATED STATEMENT OF INCOME (UNAUDITED) (USD $)
In Thousands, except Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2015
Mar. 31, 2014
INTEREST INCOME:    
Interest and fees on loans $ 7,039us-gaap_InterestAndFeeIncomeLoansAndLeases $ 6,988us-gaap_InterestAndFeeIncomeLoansAndLeases
Interest-bearing deposits with banks 31us-gaap_InterestIncomeDomesticDeposits 13us-gaap_InterestIncomeDomesticDeposits
Investment securities:    
Taxable 754us-gaap_InterestIncomeSecuritiesTaxable 888us-gaap_InterestIncomeSecuritiesTaxable
Nontaxable 848us-gaap_InterestIncomeSecuritiesTaxExempt 842us-gaap_InterestIncomeSecuritiesTaxExempt
Dividends 99us-gaap_DividendIncomeOperating 50us-gaap_DividendIncomeOperating
TOTAL INTEREST INCOME 8,771us-gaap_InterestAndDividendIncomeOperating 8,781us-gaap_InterestAndDividendIncomeOperating
INTEREST EXPENSE:    
Deposits 1,009us-gaap_InterestExpenseDeposits 1,105us-gaap_InterestExpenseDeposits
Borrowed funds 175us-gaap_InterestExpenseBorrowings 164us-gaap_InterestExpenseBorrowings
TOTAL INTEREST EXPENSE 1,184us-gaap_InterestExpense 1,269us-gaap_InterestExpense
NET INTEREST INCOME 7,587us-gaap_InterestIncomeExpenseNet 7,512us-gaap_InterestIncomeExpenseNet
Provision for loan losses 120us-gaap_ProvisionForLoanAndLeaseLosses 180us-gaap_ProvisionForLoanAndLeaseLosses
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES 7,467us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss 7,332us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss
NON-INTEREST INCOME:    
Service charges 976czfs_ServiceCharges 1,039czfs_ServiceCharges
Trust 194us-gaap_FeesAndCommissionsFiduciaryAndTrustActivities 191us-gaap_FeesAndCommissionsFiduciaryAndTrustActivities
Brokerage and insurance 127us-gaap_InvestmentBankingAdvisoryBrokerageAndUnderwritingFeesAndCommissions 120us-gaap_InvestmentBankingAdvisoryBrokerageAndUnderwritingFeesAndCommissions
Investment securities gains, net 126us-gaap_GainLossOnSaleOfSecuritiesNet 171us-gaap_GainLossOnSaleOfSecuritiesNet
Gains on loans sold 38us-gaap_GainLossOnSaleOfMortgageLoans 40us-gaap_GainLossOnSaleOfMortgageLoans
Earnings on bank owned life insurance 152us-gaap_BankOwnedLifeInsuranceIncome 121us-gaap_BankOwnedLifeInsuranceIncome
Other 115us-gaap_NoninterestIncomeOtherOperatingIncome 105us-gaap_NoninterestIncomeOtherOperatingIncome
TOTAL NON-INTEREST INCOME 1,728us-gaap_NoninterestIncome 1,787us-gaap_NoninterestIncome
NON-INTEREST EXPENSES:    
Salaries and employee benefits 3,056us-gaap_LaborAndRelatedExpense 2,917us-gaap_LaborAndRelatedExpense
Occupancy 369us-gaap_OccupancyNet 350us-gaap_OccupancyNet
Furniture and equipment 128us-gaap_EquipmentExpense 100us-gaap_EquipmentExpense
Professional fees 232us-gaap_ProfessionalFees 234us-gaap_ProfessionalFees
FDIC insurance 116us-gaap_FederalDepositInsuranceCorporationPremiumExpense 113us-gaap_FederalDepositInsuranceCorporationPremiumExpense
Pennsylvania shares tax 201czfs_PennsylvaniaSharesTax 193czfs_PennsylvaniaSharesTax
Other 1,233us-gaap_OtherNoninterestExpense 1,184us-gaap_OtherNoninterestExpense
TOTAL NON-INTEREST EXPENSES 5,335us-gaap_NoninterestExpense 5,091us-gaap_NoninterestExpense
Income before provision for income taxes 3,860us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments 4,028us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
Provision for income taxes 740us-gaap_IncomeTaxExpenseBenefit 852us-gaap_IncomeTaxExpenseBenefit
NET INCOME $ 3,120us-gaap_NetIncomeLoss $ 3,176us-gaap_NetIncomeLoss
PER COMMON SHARE DATA:    
Net Income - Basic (in dollars per share) $ 1.03us-gaap_EarningsPerShareBasic $ 1.04us-gaap_EarningsPerShareBasic
Net Income - Diluted (in dollars per share) $ 1.03us-gaap_EarningsPerShareDiluted $ 1.04us-gaap_EarningsPerShareDiluted
Cash Dividends Paid (in dollars per share) $ 0.405us-gaap_CommonStockDividendsPerShareCashPaid $ 0.382us-gaap_CommonStockDividendsPerShareCashPaid
Number of shares used in computation - basic (in shares) 3,026,265us-gaap_WeightedAverageNumberOfSharesOutstandingBasic 3,041,923us-gaap_WeightedAverageNumberOfSharesOutstandingBasic
Number of shares used in computation - diluted (in shares) 3,026,265us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding 3,042,117us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding