XML 29 R36.htm IDEA: XBRL DOCUMENT v2.4.1.9
Fair Value Measurements, Quantitative Information (Details) (USD $)
 3 Months Ended 12 Months Ended
Mar. 31, 2015
Dec. 31, 2014
Impaired Loans [Member] | Discounted Cash Flows [Member]    
Fair Value Inputs, Assets, Quantitative Information [Line Items]    
Fair Value $ 488us-gaap_AssetsFairValueDisclosure
/ us-gaap_FairValueByAssetClassAxis
= czfs_ImpairedLoansMember
/ us-gaap_ValuationTechniqueAxis
= czfs_DiscountedCashFlowsMember		 $ 230us-gaap_AssetsFairValueDisclosure
/ us-gaap_FairValueByAssetClassAxis
= czfs_ImpairedLoansMember
/ us-gaap_ValuationTechniqueAxis
= czfs_DiscountedCashFlowsMember
Valuation Technique(s) Discounted Cash Flows Discounted Cash Flows
Probability of Default (in hundredths) 0.00%us-gaap_FairValueInputsProbabilityOfDefault
/ us-gaap_FairValueByAssetClassAxis
= czfs_ImpairedLoansMember
/ us-gaap_ValuationTechniqueAxis
= czfs_DiscountedCashFlowsMember		 0.00%us-gaap_FairValueInputsProbabilityOfDefault
/ us-gaap_FairValueByAssetClassAxis
= czfs_ImpairedLoansMember
/ us-gaap_ValuationTechniqueAxis
= czfs_DiscountedCashFlowsMember
Impaired Loans [Member] | Discounted Cash Flows [Member] | Minimum [Member]    
Fair Value Inputs, Assets, Quantitative Information [Line Items]    
Change in interest rates (in hundredths) 0.00%czfs_FairValueInputsChangeInInterestRates
/ us-gaap_FairValueByAssetClassAxis
= czfs_ImpairedLoansMember
/ us-gaap_RangeAxis
= us-gaap_MinimumMember
/ us-gaap_ValuationTechniqueAxis
= czfs_DiscountedCashFlowsMember		 0.00%czfs_FairValueInputsChangeInInterestRates
/ us-gaap_FairValueByAssetClassAxis
= czfs_ImpairedLoansMember
/ us-gaap_RangeAxis
= us-gaap_MinimumMember
/ us-gaap_ValuationTechniqueAxis
= czfs_DiscountedCashFlowsMember
Impaired Loans [Member] | Discounted Cash Flows [Member] | Maximum [Member]    
Fair Value Inputs, Assets, Quantitative Information [Line Items]    
Change in interest rates (in hundredths) 5.50%czfs_FairValueInputsChangeInInterestRates
/ us-gaap_FairValueByAssetClassAxis
= czfs_ImpairedLoansMember
/ us-gaap_RangeAxis
= us-gaap_MaximumMember
/ us-gaap_ValuationTechniqueAxis
= czfs_DiscountedCashFlowsMember		 5.50%czfs_FairValueInputsChangeInInterestRates
/ us-gaap_FairValueByAssetClassAxis
= czfs_ImpairedLoansMember
/ us-gaap_RangeAxis
= us-gaap_MaximumMember
/ us-gaap_ValuationTechniqueAxis
= czfs_DiscountedCashFlowsMember
Impaired Loans [Member] | Discounted Cash Flows [Member] | Weighted Average [Member]    
Fair Value Inputs, Assets, Quantitative Information [Line Items]    
Probability of Default (in hundredths) 0.00%us-gaap_FairValueInputsProbabilityOfDefault
/ us-gaap_FairValueByAssetClassAxis
= czfs_ImpairedLoansMember
/ us-gaap_RangeAxis
= us-gaap_WeightedAverageMember
/ us-gaap_ValuationTechniqueAxis
= czfs_DiscountedCashFlowsMember		 0.00%us-gaap_FairValueInputsProbabilityOfDefault
/ us-gaap_FairValueByAssetClassAxis
= czfs_ImpairedLoansMember
/ us-gaap_RangeAxis
= us-gaap_WeightedAverageMember
/ us-gaap_ValuationTechniqueAxis
= czfs_DiscountedCashFlowsMember
Change in interest rates (in hundredths) 0.98%czfs_FairValueInputsChangeInInterestRates
/ us-gaap_FairValueByAssetClassAxis
= czfs_ImpairedLoansMember
/ us-gaap_RangeAxis
= us-gaap_WeightedAverageMember
/ us-gaap_ValuationTechniqueAxis
= czfs_DiscountedCashFlowsMember		 1.99%czfs_FairValueInputsChangeInInterestRates
/ us-gaap_FairValueByAssetClassAxis
= czfs_ImpairedLoansMember
/ us-gaap_RangeAxis
= us-gaap_WeightedAverageMember
/ us-gaap_ValuationTechniqueAxis
= czfs_DiscountedCashFlowsMember
Impaired Loans [Member] | Appraised Collateral Values [Member]    
Fair Value Inputs, Assets, Quantitative Information [Line Items]    
Fair Value 8,534us-gaap_AssetsFairValueDisclosure
/ us-gaap_FairValueByAssetClassAxis
= czfs_ImpairedLoansMember
/ us-gaap_ValuationTechniqueAxis
= czfs_AppraisedCollateralValuesMember		 8,494us-gaap_AssetsFairValueDisclosure
/ us-gaap_FairValueByAssetClassAxis
= czfs_ImpairedLoansMember
/ us-gaap_ValuationTechniqueAxis
= czfs_AppraisedCollateralValuesMember
Valuation Technique(s) Appraised Collateral Values Appraised Collateral Values
Impaired Loans [Member] | Appraised Collateral Values [Member] | Minimum [Member]    
Fair Value Inputs, Assets, Quantitative Information [Line Items]    
Discount for time since appraisal (in hundredths) 0.00%us-gaap_FairValueInputsComparabilityAdjustments
/ us-gaap_FairValueByAssetClassAxis
= czfs_ImpairedLoansMember
/ us-gaap_RangeAxis
= us-gaap_MinimumMember
/ us-gaap_ValuationTechniqueAxis
= czfs_AppraisedCollateralValuesMember		 0.00%us-gaap_FairValueInputsComparabilityAdjustments
/ us-gaap_FairValueByAssetClassAxis
= czfs_ImpairedLoansMember
/ us-gaap_RangeAxis
= us-gaap_MinimumMember
/ us-gaap_ValuationTechniqueAxis
= czfs_AppraisedCollateralValuesMember
Selling costs (in hundredths) 4.00%czfs_FairValueInputsSellingCosts
/ us-gaap_FairValueByAssetClassAxis
= czfs_ImpairedLoansMember
/ us-gaap_RangeAxis
= us-gaap_MinimumMember
/ us-gaap_ValuationTechniqueAxis
= czfs_AppraisedCollateralValuesMember		 4.00%czfs_FairValueInputsSellingCosts
/ us-gaap_FairValueByAssetClassAxis
= czfs_ImpairedLoansMember
/ us-gaap_RangeAxis
= us-gaap_MinimumMember
/ us-gaap_ValuationTechniqueAxis
= czfs_AppraisedCollateralValuesMember
Holding period 0 months 0 months
Impaired Loans [Member] | Appraised Collateral Values [Member] | Maximum [Member]    
Fair Value Inputs, Assets, Quantitative Information [Line Items]    
Discount for time since appraisal (in hundredths) 30.00%us-gaap_FairValueInputsComparabilityAdjustments
/ us-gaap_FairValueByAssetClassAxis
= czfs_ImpairedLoansMember
/ us-gaap_RangeAxis
= us-gaap_MaximumMember
/ us-gaap_ValuationTechniqueAxis
= czfs_AppraisedCollateralValuesMember		 30.00%us-gaap_FairValueInputsComparabilityAdjustments
/ us-gaap_FairValueByAssetClassAxis
= czfs_ImpairedLoansMember
/ us-gaap_RangeAxis
= us-gaap_MaximumMember
/ us-gaap_ValuationTechniqueAxis
= czfs_AppraisedCollateralValuesMember
Selling costs (in hundredths) 10.00%czfs_FairValueInputsSellingCosts
/ us-gaap_FairValueByAssetClassAxis
= czfs_ImpairedLoansMember
/ us-gaap_RangeAxis
= us-gaap_MaximumMember
/ us-gaap_ValuationTechniqueAxis
= czfs_AppraisedCollateralValuesMember		 10.00%czfs_FairValueInputsSellingCosts
/ us-gaap_FairValueByAssetClassAxis
= czfs_ImpairedLoansMember
/ us-gaap_RangeAxis
= us-gaap_MaximumMember
/ us-gaap_ValuationTechniqueAxis
= czfs_AppraisedCollateralValuesMember
Holding period 18 months 18 months
Impaired Loans [Member] | Appraised Collateral Values [Member] | Weighted Average [Member]    
Fair Value Inputs, Assets, Quantitative Information [Line Items]    
Discount for time since appraisal (in hundredths) 22.00%us-gaap_FairValueInputsComparabilityAdjustments
/ us-gaap_FairValueByAssetClassAxis
= czfs_ImpairedLoansMember
/ us-gaap_RangeAxis
= us-gaap_WeightedAverageMember
/ us-gaap_ValuationTechniqueAxis
= czfs_AppraisedCollateralValuesMember		 22.00%us-gaap_FairValueInputsComparabilityAdjustments
/ us-gaap_FairValueByAssetClassAxis
= czfs_ImpairedLoansMember
/ us-gaap_RangeAxis
= us-gaap_WeightedAverageMember
/ us-gaap_ValuationTechniqueAxis
= czfs_AppraisedCollateralValuesMember
Selling costs (in hundredths) 9.07%czfs_FairValueInputsSellingCosts
/ us-gaap_FairValueByAssetClassAxis
= czfs_ImpairedLoansMember
/ us-gaap_RangeAxis
= us-gaap_WeightedAverageMember
/ us-gaap_ValuationTechniqueAxis
= czfs_AppraisedCollateralValuesMember		 8.55%czfs_FairValueInputsSellingCosts
/ us-gaap_FairValueByAssetClassAxis
= czfs_ImpairedLoansMember
/ us-gaap_RangeAxis
= us-gaap_WeightedAverageMember
/ us-gaap_ValuationTechniqueAxis
= czfs_AppraisedCollateralValuesMember
Holding period 12 months 15 months
Other Real Estate Owned [Member] | Appraised Collateral Values [Member]    
Fair Value Inputs, Assets, Quantitative Information [Line Items]    
Fair Value $ 1,773us-gaap_AssetsFairValueDisclosure
/ us-gaap_FairValueByAssetClassAxis
= czfs_OtherRealEstateOwnedMember
/ us-gaap_ValuationTechniqueAxis
= czfs_AppraisedCollateralValuesMember		 $ 1,792us-gaap_AssetsFairValueDisclosure
/ us-gaap_FairValueByAssetClassAxis
= czfs_OtherRealEstateOwnedMember
/ us-gaap_ValuationTechniqueAxis
= czfs_AppraisedCollateralValuesMember
Valuation Technique(s) Appraised Collateral Values Appraised Collateral Values
Other Real Estate Owned [Member] | Appraised Collateral Values [Member] | Minimum [Member]    
Fair Value Inputs, Assets, Quantitative Information [Line Items]    
Discount for time since appraisal (in hundredths) 0.00%us-gaap_FairValueInputsComparabilityAdjustments
/ us-gaap_FairValueByAssetClassAxis
= czfs_OtherRealEstateOwnedMember
/ us-gaap_RangeAxis
= us-gaap_MinimumMember
/ us-gaap_ValuationTechniqueAxis
= czfs_AppraisedCollateralValuesMember		 0.00%us-gaap_FairValueInputsComparabilityAdjustments
/ us-gaap_FairValueByAssetClassAxis
= czfs_OtherRealEstateOwnedMember
/ us-gaap_RangeAxis
= us-gaap_MinimumMember
/ us-gaap_ValuationTechniqueAxis
= czfs_AppraisedCollateralValuesMember
Selling costs (in hundredths) 4.00%czfs_FairValueInputsSellingCosts
/ us-gaap_FairValueByAssetClassAxis
= czfs_OtherRealEstateOwnedMember
/ us-gaap_RangeAxis
= us-gaap_MinimumMember
/ us-gaap_ValuationTechniqueAxis
= czfs_AppraisedCollateralValuesMember		 4.00%czfs_FairValueInputsSellingCosts
/ us-gaap_FairValueByAssetClassAxis
= czfs_OtherRealEstateOwnedMember
/ us-gaap_RangeAxis
= us-gaap_MinimumMember
/ us-gaap_ValuationTechniqueAxis
= czfs_AppraisedCollateralValuesMember
Holding period 0 months 0 months
Other Real Estate Owned [Member] | Appraised Collateral Values [Member] | Maximum [Member]    
Fair Value Inputs, Assets, Quantitative Information [Line Items]    
Discount for time since appraisal (in hundredths) 20.00%us-gaap_FairValueInputsComparabilityAdjustments
/ us-gaap_FairValueByAssetClassAxis
= czfs_OtherRealEstateOwnedMember
/ us-gaap_RangeAxis
= us-gaap_MaximumMember
/ us-gaap_ValuationTechniqueAxis
= czfs_AppraisedCollateralValuesMember		 20.00%us-gaap_FairValueInputsComparabilityAdjustments
/ us-gaap_FairValueByAssetClassAxis
= czfs_OtherRealEstateOwnedMember
/ us-gaap_RangeAxis
= us-gaap_MaximumMember
/ us-gaap_ValuationTechniqueAxis
= czfs_AppraisedCollateralValuesMember
Selling costs (in hundredths) 10.00%czfs_FairValueInputsSellingCosts
/ us-gaap_FairValueByAssetClassAxis
= czfs_OtherRealEstateOwnedMember
/ us-gaap_RangeAxis
= us-gaap_MaximumMember
/ us-gaap_ValuationTechniqueAxis
= czfs_AppraisedCollateralValuesMember		 10.00%czfs_FairValueInputsSellingCosts
/ us-gaap_FairValueByAssetClassAxis
= czfs_OtherRealEstateOwnedMember
/ us-gaap_RangeAxis
= us-gaap_MaximumMember
/ us-gaap_ValuationTechniqueAxis
= czfs_AppraisedCollateralValuesMember
Holding period 18 months 18 months
Other Real Estate Owned [Member] | Appraised Collateral Values [Member] | Weighted Average [Member]    
Fair Value Inputs, Assets, Quantitative Information [Line Items]    
Discount for time since appraisal (in hundredths) 20.00%us-gaap_FairValueInputsComparabilityAdjustments
/ us-gaap_FairValueByAssetClassAxis
= czfs_OtherRealEstateOwnedMember
/ us-gaap_RangeAxis
= us-gaap_WeightedAverageMember
/ us-gaap_ValuationTechniqueAxis
= czfs_AppraisedCollateralValuesMember		 20.00%us-gaap_FairValueInputsComparabilityAdjustments
/ us-gaap_FairValueByAssetClassAxis
= czfs_OtherRealEstateOwnedMember
/ us-gaap_RangeAxis
= us-gaap_WeightedAverageMember
/ us-gaap_ValuationTechniqueAxis
= czfs_AppraisedCollateralValuesMember
Selling costs (in hundredths) 9.00%czfs_FairValueInputsSellingCosts
/ us-gaap_FairValueByAssetClassAxis
= czfs_OtherRealEstateOwnedMember
/ us-gaap_RangeAxis
= us-gaap_WeightedAverageMember
/ us-gaap_ValuationTechniqueAxis
= czfs_AppraisedCollateralValuesMember		 9.00%czfs_FairValueInputsSellingCosts
/ us-gaap_FairValueByAssetClassAxis
= czfs_OtherRealEstateOwnedMember
/ us-gaap_RangeAxis
= us-gaap_WeightedAverageMember
/ us-gaap_ValuationTechniqueAxis
= czfs_AppraisedCollateralValuesMember
Holding period 12 months 12 months