CONSOLIDATED BALANCE SHEET (UNAUDITED) (USD $) In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Cash and due from banks:
Noninterest-bearing	$ 10,901	$ 10,091
Interest-bearing	7,882	1,332
Total cash and cash equivalents	18,783	11,423
Interest bearing time deposits with other banks	5,960	5,960
Available-for-sale securities	291,904	306,146
Loans held for sale	1,029	497
Loans (net of allowance for loan losses: 2015, $6,922 and 2014, $6,815)	558,257	547,290
Premises and equipment	12,619	12,357
Accrued interest receivable	3,636	3,644
Goodwill	10,256	10,256
Bank owned life insurance	20,461	20,309
Other assets	7,067	7,166
TOTAL ASSETS	929,972	925,048
Deposits:
Noninterest-bearing	100,263	95,526
Interest-bearing	688,513	678,407
Total deposits	788,776	773,933
Borrowed funds	29,388	41,799
Accrued interest payable	691	756
Other liabilities	8,828	8,032
TOTAL LIABILITIES	827,683	824,520
STOCKHOLDERS' EQUITY:
Preferred Stock $1.00 par value; authorized 3,000,000 shares; none issued in 2015 or 2014 March 31, 2015 and December 31, 2014;	0	0
Common stock $1.00 par value; authorized 15,000,000 shares; issued 3,335,236 at March 31, 2015 and December 31, 2014	3,335	3,335
Additional paid-in capital	25,148	25,150
Retained earnings	81,409	79,512
Accumulated other comprehensive income	1,603	767
Treasury stock, at cost: 314,704 shares at March 31, 2015 and 296,280 shares at December 31, 2014	(9,206)	(8,236)
TOTAL STOCKHOLDERS' EQUITY	102,289	100,528
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 929,972	$ 925,048