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Consolidated Statement of Cash Flows (USD $)
12 Months Ended
Dec. 31, 2014
Dec. 31, 2013
Dec. 31, 2012
Cash Flows from Operating Activities:      
Net income $ 13,385,000us-gaap_NetIncomeLoss $ 13,375,000us-gaap_NetIncomeLoss $ 14,215,000us-gaap_NetIncomeLoss
Adjustments to reconcile net income to net cash provided by operating activities:      
Provision for loan losses 585,000us-gaap_ProvisionForLoanAndLeaseLosses 405,000us-gaap_ProvisionForLoanAndLeaseLosses 420,000us-gaap_ProvisionForLoanAndLeaseLosses
Depreciation and amortization 472,000us-gaap_DepreciationAmortizationAndAccretionNet 428,000us-gaap_DepreciationAmortizationAndAccretionNet 420,000us-gaap_DepreciationAmortizationAndAccretionNet
Amortization and accretion on investment securities 2,133,000us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments 2,427,000us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments 2,364,000us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments
Deferred income taxes 478,000us-gaap_DeferredIncomeTaxExpenseBenefit 670,000us-gaap_DeferredIncomeTaxExpenseBenefit (58,000)us-gaap_DeferredIncomeTaxExpenseBenefit
Investment securities gains, net (616,000)us-gaap_GainLossOnSaleOfSecuritiesNet (441,000)us-gaap_GainLossOnSaleOfSecuritiesNet (604,000)us-gaap_GainLossOnSaleOfSecuritiesNet
Earnings on bank owned life insurance (507,000)us-gaap_BankOwnedLifeInsuranceIncome (502,000)us-gaap_BankOwnedLifeInsuranceIncome (507,000)us-gaap_BankOwnedLifeInsuranceIncome
Stock awards 200,000us-gaap_ShareBasedCompensation 218,000us-gaap_ShareBasedCompensation 201,000us-gaap_ShareBasedCompensation
Originations of loans held for sale (11,129,000)us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale (20,239,000)us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale (37,398,000)us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale
Proceeds from sales of loans held for sale 11,146,000us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale 21,862,000us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale 36,699,000us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale
Gains on loans sold (236,000)us-gaap_GainLossOnSaleOfMortgageLoans (443,000)us-gaap_GainLossOnSaleOfMortgageLoans (759,000)us-gaap_GainLossOnSaleOfMortgageLoans
Decrease (increase) in accrued interest receivable 84,000us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet 88,000us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet (195,000)us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet
Decrease in accrued interest payable (139,000)us-gaap_IncreaseDecreaseInInterestPayableNet (248,000)us-gaap_IncreaseDecreaseInInterestPayableNet (369,000)us-gaap_IncreaseDecreaseInInterestPayableNet
Other, net 322,000us-gaap_OtherOperatingActivitiesCashFlowStatement 217,000us-gaap_OtherOperatingActivitiesCashFlowStatement 382,000us-gaap_OtherOperatingActivitiesCashFlowStatement
Net cash provided by operating activities 16,178,000us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations 17,817,000us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations 14,811,000us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations
Available-for-sale securities:      
Proceeds from sales of available-for-sale securities 28,989,000us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities 25,461,000us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities 20,619,000us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities
Proceeds from maturity and principal repayments of securities 41,756,000us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities 78,596,000us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities 117,375,000us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
Purchase of securities (56,257,000)us-gaap_PaymentsToAcquireAvailableForSaleSecurities (123,488,000)us-gaap_PaymentsToAcquireAvailableForSaleSecurities (130,966,000)us-gaap_PaymentsToAcquireAvailableForSaleSecurities
Proceeds from redemption of Regulatory Stock 4,706,000us-gaap_ProceedsFromSaleOfFederalHomeLoanBankStock 1,634,000us-gaap_ProceedsFromSaleOfFederalHomeLoanBankStock 1,141,000us-gaap_ProceedsFromSaleOfFederalHomeLoanBankStock
Purchase of Regulatory Stock (2,815,000)us-gaap_PaymentsToAcquireFederalHomeLoanBankStock (1,997,000)us-gaap_PaymentsToAcquireFederalHomeLoanBankStock (1,405,000)us-gaap_PaymentsToAcquireFederalHomeLoanBankStock
Net increase in loans (15,331,000)us-gaap_PaymentsForProceedsFromLoansAndLeases (38,620,000)us-gaap_PaymentsForProceedsFromLoansAndLeases (15,230,000)us-gaap_PaymentsForProceedsFromLoansAndLeases
Purchase of interest bearing time deposits (3,480,000)us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks (2,480,000)us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks 0us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks
Purchase of bank owned life insurance (5,123,000)us-gaap_PaymentsToAcquireLifeInsurancePolicies 0us-gaap_PaymentsToAcquireLifeInsurancePolicies 0us-gaap_PaymentsToAcquireLifeInsurancePolicies
Purchase of premises, equipment and software (1,309,000)us-gaap_PaymentsToAcquireProductiveAssets (328,000)us-gaap_PaymentsToAcquireProductiveAssets (438,000)us-gaap_PaymentsToAcquireProductiveAssets
Proceeds from sale of foreclosed assets held for sale 647,000us-gaap_ProceedsFromSaleOfForeclosedAssets 285,000us-gaap_ProceedsFromSaleOfForeclosedAssets 738,000us-gaap_ProceedsFromSaleOfForeclosedAssets
Net cash used in investing activities (8,217,000)us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations (60,937,000)us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations (8,166,000)us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations
Cash Flows from Financing Activities:      
Net increase in deposits 25,617,000us-gaap_IncreaseDecreaseInDeposits 11,220,000us-gaap_IncreaseDecreaseInDeposits 3,103,000us-gaap_IncreaseDecreaseInDeposits
Proceeds from long-term borrowings 6,820,000us-gaap_ProceedsFromIssuanceOfLongTermDebt 0us-gaap_ProceedsFromIssuanceOfLongTermDebt 0us-gaap_ProceedsFromIssuanceOfLongTermDebt
Repayments of long-term borrowings (4,200,000)us-gaap_RepaymentsOfLongTermDebt (20,781,000)us-gaap_RepaymentsOfLongTermDebt (5,590,000)us-gaap_RepaymentsOfLongTermDebt
Net (decrease) increase in short-term borrowed funds (27,753,000)us-gaap_ProceedsFromRepaymentsOfShortTermDebt 41,587,000us-gaap_ProceedsFromRepaymentsOfShortTermDebt (2,166,000)us-gaap_ProceedsFromRepaymentsOfShortTermDebt
Purchase of treasury stock (814,000)us-gaap_PaymentsForRepurchaseOfCommonStock (1,483,000)us-gaap_PaymentsForRepurchaseOfCommonStock (1,348,000)us-gaap_PaymentsForRepurchaseOfCommonStock
Purchase of restricted stock (170,000)czfs_PaymentsForRepurchaseOfRestrictedStock (115,000)czfs_PaymentsForRepurchaseOfRestrictedStock (142,000)czfs_PaymentsForRepurchaseOfRestrictedStock
Dividends paid (6,121,000)us-gaap_PaymentsOfDividendsCommonStock (3,558,000)us-gaap_PaymentsOfDividendsCommonStock (4,601,000)us-gaap_PaymentsOfDividendsCommonStock
Net cash provided by (used in) financing activities (6,621,000)us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations 26,870,000us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations (10,744,000)us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations
Net increase (decrease) in cash and cash equivalents 1,340,000us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease (16,250,000)us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease (4,099,000)us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease
Cash and Cash Equivalents at Beginning of Year 10,083,000us-gaap_CashAndCashEquivalentsAtCarryingValue 26,333,000us-gaap_CashAndCashEquivalentsAtCarryingValue 30,432,000us-gaap_CashAndCashEquivalentsAtCarryingValue
Cash and Cash Equivalents at End of Year 11,423,000us-gaap_CashAndCashEquivalentsAtCarryingValue 10,083,000us-gaap_CashAndCashEquivalentsAtCarryingValue 26,333,000us-gaap_CashAndCashEquivalentsAtCarryingValue
Supplemental Disclosures of Cash Flow Information:      
Interest paid 5,092,000us-gaap_InterestPaid 6,563,000us-gaap_InterestPaid 8,028,000us-gaap_InterestPaid
Income taxes paid 2,835,000us-gaap_IncomeTaxesPaid 3,245,000us-gaap_IncomeTaxesPaid 4,345,000us-gaap_IncomeTaxesPaid
Non-cash activities:      
Real estate acquired in settlement of loans 1,095,000us-gaap_FairValueOfAssetsAcquired 1,051,000us-gaap_FairValueOfAssetsAcquired 374,000us-gaap_FairValueOfAssetsAcquired
Real estate transferred from other assets $ 549,000czfs_PremisesAndEquipmentTransferredFromOtherAssets $ 0czfs_PremisesAndEquipmentTransferredFromOtherAssets $ 0czfs_PremisesAndEquipmentTransferredFromOtherAssets