XML 30 R52.htm IDEA: XBRL DOCUMENT v2.4.1.9
LOANS AND RELATED ALLOWANCE FOR LOAN LOSSES TDR (Details) (USD $)
12 Months Ended
Dec. 31, 2014
Contract
Dec. 31, 2013
Contract
Dec. 31, 2012
Contract
LOANS AND RELATED ALLOWANCE FOR LOAN LOSSES [Abstract]      
Reserves of allowance for loan losses $ 26,000czfs_TroubledDebtFinancingReceivableRelatedAllowance $ 28,000czfs_TroubledDebtFinancingReceivableRelatedAllowance $ 14,000czfs_TroubledDebtFinancingReceivableRelatedAllowance
Recidivism receivables [Abstract]      
Total recidivism, Number of contracts 1us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1 2us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1 1us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1
Total recidivism, Recorded investment 50,000us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1 61,000us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1 50,000us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
Interest Modification [Member]      
Financing receivable modifications [Abstract]      
Number of contracts 0us-gaap_FinancingReceivableModificationsNumberOfContracts2
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= czfs_InterestModificationMember
1us-gaap_FinancingReceivableModificationsNumberOfContracts2
/ us-gaap_FinancingReceivableTroubledDebtRestructuringAxis
= czfs_InterestModificationMember
1us-gaap_FinancingReceivableModificationsNumberOfContracts2
/ us-gaap_FinancingReceivableTroubledDebtRestructuringAxis
= czfs_InterestModificationMember
Pre-modification Outstanding Recorded Investment 0us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2
/ us-gaap_FinancingReceivableTroubledDebtRestructuringAxis
= czfs_InterestModificationMember
72,000us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2
/ us-gaap_FinancingReceivableTroubledDebtRestructuringAxis
= czfs_InterestModificationMember
48,000us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2
/ us-gaap_FinancingReceivableTroubledDebtRestructuringAxis
= czfs_InterestModificationMember
Post-Modification Outstanding Recorded Investment 0us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2
/ us-gaap_FinancingReceivableTroubledDebtRestructuringAxis
= czfs_InterestModificationMember
72,000us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2
/ us-gaap_FinancingReceivableTroubledDebtRestructuringAxis
= czfs_InterestModificationMember
48,000us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2
/ us-gaap_FinancingReceivableTroubledDebtRestructuringAxis
= czfs_InterestModificationMember
Term Modification [Member]      
Financing receivable modifications [Abstract]      
Number of contracts 2us-gaap_FinancingReceivableModificationsNumberOfContracts2
/ us-gaap_FinancingReceivableTroubledDebtRestructuringAxis
= czfs_TermModificationMember
4us-gaap_FinancingReceivableModificationsNumberOfContracts2
/ us-gaap_FinancingReceivableTroubledDebtRestructuringAxis
= czfs_TermModificationMember
5us-gaap_FinancingReceivableModificationsNumberOfContracts2
/ us-gaap_FinancingReceivableTroubledDebtRestructuringAxis
= czfs_TermModificationMember
Pre-modification Outstanding Recorded Investment 153,000us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2
/ us-gaap_FinancingReceivableTroubledDebtRestructuringAxis
= czfs_TermModificationMember
2,895,000us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2
/ us-gaap_FinancingReceivableTroubledDebtRestructuringAxis
= czfs_TermModificationMember
256,000us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2
/ us-gaap_FinancingReceivableTroubledDebtRestructuringAxis
= czfs_TermModificationMember
Post-Modification Outstanding Recorded Investment 153,000us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2
/ us-gaap_FinancingReceivableTroubledDebtRestructuringAxis
= czfs_TermModificationMember
2,895,000us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2
/ us-gaap_FinancingReceivableTroubledDebtRestructuringAxis
= czfs_TermModificationMember
256,000us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2
/ us-gaap_FinancingReceivableTroubledDebtRestructuringAxis
= czfs_TermModificationMember
Mortgages [Member] | Interest Modification [Member]      
Financing receivable modifications [Abstract]      
Number of contracts   1us-gaap_FinancingReceivableModificationsNumberOfContracts2
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
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1us-gaap_FinancingReceivableModificationsNumberOfContracts2
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/ us-gaap_FinancingReceivableTroubledDebtRestructuringAxis
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48,000us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
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/ us-gaap_FinancingReceivableTroubledDebtRestructuringAxis
= czfs_InterestModificationMember
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/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
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/ us-gaap_FinancingReceivableTroubledDebtRestructuringAxis
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48,000us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialMortgageMember
/ us-gaap_FinancingReceivableTroubledDebtRestructuringAxis
= czfs_InterestModificationMember
Mortgages [Member] | Term Modification [Member]      
Financing receivable modifications [Abstract]      
Number of contracts   0us-gaap_FinancingReceivableModificationsNumberOfContracts2
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialMortgageMember
/ us-gaap_FinancingReceivableTroubledDebtRestructuringAxis
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1us-gaap_FinancingReceivableModificationsNumberOfContracts2
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialMortgageMember
/ us-gaap_FinancingReceivableTroubledDebtRestructuringAxis
= czfs_TermModificationMember
Pre-modification Outstanding Recorded Investment   0us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
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71,000us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2
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71,000us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2
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= us-gaap_ResidentialMortgageMember
/ us-gaap_FinancingReceivableTroubledDebtRestructuringAxis
= czfs_TermModificationMember
Commercial [Member]      
Recidivism receivables [Abstract]      
Total recidivism, Number of contracts 1us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstateOtherReceivableMember
1us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstateOtherReceivableMember
1us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstateOtherReceivableMember
Total recidivism, Recorded investment 50,000us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstateOtherReceivableMember
55,000us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstateOtherReceivableMember
50,000us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstateOtherReceivableMember
Commercial [Member] | Interest Modification [Member]      
Financing receivable modifications [Abstract]      
Number of contracts 0us-gaap_FinancingReceivableModificationsNumberOfContracts2
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
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0us-gaap_FinancingReceivableModificationsNumberOfContracts2
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0us-gaap_FinancingReceivableModificationsNumberOfContracts2
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0us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2
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0us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2
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Post-Modification Outstanding Recorded Investment 0us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2
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0us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
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0us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2
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/ us-gaap_FinancingReceivableTroubledDebtRestructuringAxis
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Commercial [Member] | Term Modification [Member]      
Financing receivable modifications [Abstract]      
Number of contracts 2us-gaap_FinancingReceivableModificationsNumberOfContracts2
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstateOtherReceivableMember
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2us-gaap_FinancingReceivableModificationsNumberOfContracts2
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3us-gaap_FinancingReceivableModificationsNumberOfContracts2
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Pre-modification Outstanding Recorded Investment 153,000us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
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1,365,000us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2
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160,000us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2
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Post-Modification Outstanding Recorded Investment 153,000us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
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1,365,000us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2
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160,000us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2
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Other Commercial Loans [Member]      
Recidivism receivables [Abstract]      
Total recidivism, Number of contracts 0us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialPortfolioSegmentMember
1us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1
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= us-gaap_CommercialPortfolioSegmentMember
0us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialPortfolioSegmentMember
Total recidivism, Recorded investment 0us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialPortfolioSegmentMember
6,000us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialPortfolioSegmentMember
0us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialPortfolioSegmentMember
Other Commercial Loans [Member] | Interest Modification [Member]      
Financing receivable modifications [Abstract]      
Number of contracts   0us-gaap_FinancingReceivableModificationsNumberOfContracts2
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
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0us-gaap_FinancingReceivableModificationsNumberOfContracts2
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0us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2
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Other Commercial Loans [Member] | Term Modification [Member]      
Financing receivable modifications [Abstract]      
Number of contracts   2us-gaap_FinancingReceivableModificationsNumberOfContracts2
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25,000us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2
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Post-Modification Outstanding Recorded Investment   $ 1,530,000us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2
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$ 25,000us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2
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