XML 78 R51.htm IDEA: XBRL DOCUMENT v2.4.1.9
LOANS AND RELATED ALLOWANCE FOR LOAN LOSSES PAST DUE (Details) (USD $)
12 Months Ended
Dec. 31, 2014
Dec. 31, 2013
Dec. 31, 2012
Recorded investment of past due [Abstract]      
30 to 59 Days Past Due $ 1,479,000us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue $ 1,207,000us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue  
60 to 89 Days Past Due 822,000us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue 425,000us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue  
90 Days Or Greater 2,850,000us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue 4,124,000us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue  
Total Past Due 5,151,000us-gaap_FinancingReceivableRecordedInvestmentPastDue 5,756,000us-gaap_FinancingReceivableRecordedInvestmentPastDue  
Current 548,954,000us-gaap_FinancingReceivableRecordedInvestmentCurrent 534,856,000us-gaap_FinancingReceivableRecordedInvestmentCurrent  
Total Loans 554,105,000us-gaap_LoansAndLeasesReceivableGrossCarryingAmount 540,612,000us-gaap_LoansAndLeasesReceivableGrossCarryingAmount  
90 Days and Accruing 836,000us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing 697,000us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing  
Financing receivables on nonaccrual status [Abstract]      
Financing receivable nonaccrual status 6,599,000us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus 8,097,000us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus  
Foregone interest income 527,000czfs_ImpairedFinancingReceivableForegoneInterestIncome 632,000czfs_ImpairedFinancingReceivableForegoneInterestIncome 531,000czfs_ImpairedFinancingReceivableForegoneInterestIncome
Minimum [Member]      
Recorded investment of past due [Abstract]      
Period of past due after which loans considered as non accrual 90 days    
Loans Considered Non-Accrual [Member]      
Recorded investment of past due [Abstract]      
30 to 59 Days Past Due 48,000us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue
/ czfs_LoansAccrualAndNonAccrualStatusAxis
= czfs_LoansAsNonAccrualMember
98,000us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue
/ czfs_LoansAccrualAndNonAccrualStatusAxis
= czfs_LoansAsNonAccrualMember
 
60 to 89 Days Past Due 181,000us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue
/ czfs_LoansAccrualAndNonAccrualStatusAxis
= czfs_LoansAsNonAccrualMember
164,000us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue
/ czfs_LoansAccrualAndNonAccrualStatusAxis
= czfs_LoansAsNonAccrualMember
 
90 Days Or Greater 2,014,000us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue
/ czfs_LoansAccrualAndNonAccrualStatusAxis
= czfs_LoansAsNonAccrualMember
3,427,000us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue
/ czfs_LoansAccrualAndNonAccrualStatusAxis
= czfs_LoansAsNonAccrualMember
 
Total Past Due 2,243,000us-gaap_FinancingReceivableRecordedInvestmentPastDue
/ czfs_LoansAccrualAndNonAccrualStatusAxis
= czfs_LoansAsNonAccrualMember
3,689,000us-gaap_FinancingReceivableRecordedInvestmentPastDue
/ czfs_LoansAccrualAndNonAccrualStatusAxis
= czfs_LoansAsNonAccrualMember
 
Current 4,356,000us-gaap_FinancingReceivableRecordedInvestmentCurrent
/ czfs_LoansAccrualAndNonAccrualStatusAxis
= czfs_LoansAsNonAccrualMember
4,408,000us-gaap_FinancingReceivableRecordedInvestmentCurrent
/ czfs_LoansAccrualAndNonAccrualStatusAxis
= czfs_LoansAsNonAccrualMember
 
Total Loans 6,599,000us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ czfs_LoansAccrualAndNonAccrualStatusAxis
= czfs_LoansAsNonAccrualMember
8,097,000us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ czfs_LoansAccrualAndNonAccrualStatusAxis
= czfs_LoansAsNonAccrualMember
 
Loans Still Accruing [Member]      
Recorded investment of past due [Abstract]      
30 to 59 Days Past Due 1,431,000us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue
/ czfs_LoansAccrualAndNonAccrualStatusAxis
= czfs_LoansStillAccruingMember
1,109,000us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue
/ czfs_LoansAccrualAndNonAccrualStatusAxis
= czfs_LoansStillAccruingMember
 
60 to 89 Days Past Due 641,000us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue
/ czfs_LoansAccrualAndNonAccrualStatusAxis
= czfs_LoansStillAccruingMember
261,000us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue
/ czfs_LoansAccrualAndNonAccrualStatusAxis
= czfs_LoansStillAccruingMember
 
90 Days Or Greater 836,000us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue
/ czfs_LoansAccrualAndNonAccrualStatusAxis
= czfs_LoansStillAccruingMember
697,000us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue
/ czfs_LoansAccrualAndNonAccrualStatusAxis
= czfs_LoansStillAccruingMember
 
Total Past Due 2,908,000us-gaap_FinancingReceivableRecordedInvestmentPastDue
/ czfs_LoansAccrualAndNonAccrualStatusAxis
= czfs_LoansStillAccruingMember
2,067,000us-gaap_FinancingReceivableRecordedInvestmentPastDue
/ czfs_LoansAccrualAndNonAccrualStatusAxis
= czfs_LoansStillAccruingMember
 
Current 544,598,000us-gaap_FinancingReceivableRecordedInvestmentCurrent
/ czfs_LoansAccrualAndNonAccrualStatusAxis
= czfs_LoansStillAccruingMember
530,448,000us-gaap_FinancingReceivableRecordedInvestmentCurrent
/ czfs_LoansAccrualAndNonAccrualStatusAxis
= czfs_LoansStillAccruingMember
 
Total Loans 547,506,000us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ czfs_LoansAccrualAndNonAccrualStatusAxis
= czfs_LoansStillAccruingMember
532,515,000us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ czfs_LoansAccrualAndNonAccrualStatusAxis
= czfs_LoansStillAccruingMember
 
Mortgages [Member]      
Recorded investment of past due [Abstract]      
30 to 59 Days Past Due 318,000us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialMortgageMember
362,000us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialMortgageMember
 
60 to 89 Days Past Due 230,000us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialMortgageMember
40,000us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialMortgageMember
 
90 Days Or Greater 675,000us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialMortgageMember
739,000us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialMortgageMember
 
Total Past Due 1,223,000us-gaap_FinancingReceivableRecordedInvestmentPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialMortgageMember
1,141,000us-gaap_FinancingReceivableRecordedInvestmentPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialMortgageMember
 
Current 121,635,000us-gaap_FinancingReceivableRecordedInvestmentCurrent
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialMortgageMember
118,743,000us-gaap_FinancingReceivableRecordedInvestmentCurrent
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialMortgageMember
 
Total Loans 122,858,000us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialMortgageMember
119,884,000us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialMortgageMember
 
90 Days and Accruing 214,000us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialMortgageMember
301,000us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialMortgageMember
 
Financing receivables on nonaccrual status [Abstract]      
Financing receivable nonaccrual status 676,000us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialMortgageMember
508,000us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialMortgageMember
 
Home Equity [Member]      
Recorded investment of past due [Abstract]      
30 to 59 Days Past Due 442,000us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_HomeEquityMember
632,000us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_HomeEquityMember
 
60 to 89 Days Past Due 99,000us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_HomeEquityMember
2,000us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_HomeEquityMember
 
90 Days Or Greater 260,000us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_HomeEquityMember
229,000us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_HomeEquityMember
 
Total Past Due 801,000us-gaap_FinancingReceivableRecordedInvestmentPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_HomeEquityMember
863,000us-gaap_FinancingReceivableRecordedInvestmentPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_HomeEquityMember
 
Current 61,779,000us-gaap_FinancingReceivableRecordedInvestmentCurrent
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_HomeEquityMember
66,354,000us-gaap_FinancingReceivableRecordedInvestmentCurrent
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_HomeEquityMember
 
Total Loans 62,580,000us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_HomeEquityMember
67,217,000us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_HomeEquityMember
 
90 Days and Accruing 132,000us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_HomeEquityMember
51,000us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_HomeEquityMember
 
Financing receivables on nonaccrual status [Abstract]      
Financing receivable nonaccrual status 152,000us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_HomeEquityMember
177,000us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_HomeEquityMember
 
Commercial [Member]      
Recorded investment of past due [Abstract]      
30 to 59 Days Past Due 97,000us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstateOtherReceivableMember
88,000us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstateOtherReceivableMember
 
60 to 89 Days Past Due 231,000us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstateOtherReceivableMember
319,000us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstateOtherReceivableMember
 
90 Days Or Greater 1,432,000us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstateOtherReceivableMember
3,091,000us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstateOtherReceivableMember
 
Total Past Due 1,760,000us-gaap_FinancingReceivableRecordedInvestmentPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstateOtherReceivableMember
3,498,000us-gaap_FinancingReceivableRecordedInvestmentPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstateOtherReceivableMember
 
Current 189,185,000us-gaap_FinancingReceivableRecordedInvestmentCurrent
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstateOtherReceivableMember
189,589,000us-gaap_FinancingReceivableRecordedInvestmentCurrent
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstateOtherReceivableMember
 
Total Loans 190,945,000us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstateOtherReceivableMember
193,087,000us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstateOtherReceivableMember
 
90 Days and Accruing 310,000us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstateOtherReceivableMember
344,000us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstateOtherReceivableMember
 
Financing receivables on nonaccrual status [Abstract]      
Financing receivable nonaccrual status 5,010,000us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstateOtherReceivableMember
7,247,000us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstateOtherReceivableMember
 
Agricultural [Member]      
Recorded investment of past due [Abstract]      
30 to 59 Days Past Due 0us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_AgriculturalMember
0us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_AgriculturalMember
 
60 to 89 Days Past Due 0us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_AgriculturalMember
0us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_AgriculturalMember
 
90 Days Or Greater 0us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_AgriculturalMember
0us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_AgriculturalMember
 
Total Past Due 0us-gaap_FinancingReceivableRecordedInvestmentPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_AgriculturalMember
0us-gaap_FinancingReceivableRecordedInvestmentPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_AgriculturalMember
 
Current 24,639,000us-gaap_FinancingReceivableRecordedInvestmentCurrent
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_AgriculturalMember
22,001,000us-gaap_FinancingReceivableRecordedInvestmentCurrent
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_AgriculturalMember
 
Total Loans 24,639,000us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_AgriculturalMember
22,001,000us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_AgriculturalMember
 
90 Days and Accruing 0us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_AgriculturalMember
0us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_AgriculturalMember
 
Financing receivables on nonaccrual status [Abstract]      
Financing receivable nonaccrual status 0us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_AgriculturalMember
0us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_AgriculturalMember
 
Construction [Member]      
Recorded investment of past due [Abstract]      
30 to 59 Days Past Due 0us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_ConstructionMember
0us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_ConstructionMember
 
60 to 89 Days Past Due 0us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_ConstructionMember
0us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_ConstructionMember
 
90 Days Or Greater 0us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_ConstructionMember
0us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_ConstructionMember
 
Total Past Due 0us-gaap_FinancingReceivableRecordedInvestmentPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_ConstructionMember
0us-gaap_FinancingReceivableRecordedInvestmentPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_ConstructionMember
 
Current 6,353,000us-gaap_FinancingReceivableRecordedInvestmentCurrent
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_ConstructionMember
8,937,000us-gaap_FinancingReceivableRecordedInvestmentCurrent
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_ConstructionMember
 
Total Loans 6,353,000us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_ConstructionMember
8,937,000us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_ConstructionMember
 
90 Days and Accruing 0us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_ConstructionMember
0us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_ConstructionMember
 
Financing receivables on nonaccrual status [Abstract]      
Financing receivable nonaccrual status 0us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_ConstructionMember
0us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_ConstructionMember
 
Consumer [Member]      
Recorded investment of past due [Abstract]      
30 to 59 Days Past Due 119,000us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ConsumerPortfolioSegmentMember
96,000us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ConsumerPortfolioSegmentMember
 
60 to 89 Days Past Due 4,000us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ConsumerPortfolioSegmentMember
36,000us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ConsumerPortfolioSegmentMember
 
90 Days Or Greater 7,000us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ConsumerPortfolioSegmentMember
16,000us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ConsumerPortfolioSegmentMember
 
Total Past Due 130,000us-gaap_FinancingReceivableRecordedInvestmentPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ConsumerPortfolioSegmentMember
148,000us-gaap_FinancingReceivableRecordedInvestmentPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ConsumerPortfolioSegmentMember
 
Current 8,367,000us-gaap_FinancingReceivableRecordedInvestmentCurrent
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ConsumerPortfolioSegmentMember
9,415,000us-gaap_FinancingReceivableRecordedInvestmentCurrent
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ConsumerPortfolioSegmentMember
 
Total Loans 8,497,000us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ConsumerPortfolioSegmentMember
9,563,000us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ConsumerPortfolioSegmentMember
 
90 Days and Accruing 6,000us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ConsumerPortfolioSegmentMember
1,000us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ConsumerPortfolioSegmentMember
 
Financing receivables on nonaccrual status [Abstract]      
Financing receivable nonaccrual status 47,000us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ConsumerPortfolioSegmentMember
15,000us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ConsumerPortfolioSegmentMember
 
Other Commercial Loans [Member]      
Recorded investment of past due [Abstract]      
30 to 59 Days Past Due 503,000us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialPortfolioSegmentMember
29,000us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialPortfolioSegmentMember
 
60 to 89 Days Past Due 258,000us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialPortfolioSegmentMember
28,000us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialPortfolioSegmentMember
 
90 Days Or Greater 476,000us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialPortfolioSegmentMember
49,000us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialPortfolioSegmentMember
 
Total Past Due 1,237,000us-gaap_FinancingReceivableRecordedInvestmentPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialPortfolioSegmentMember
106,000us-gaap_FinancingReceivableRecordedInvestmentPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialPortfolioSegmentMember
 
Current 46,214,000us-gaap_FinancingReceivableRecordedInvestmentCurrent
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialPortfolioSegmentMember
44,382,000us-gaap_FinancingReceivableRecordedInvestmentCurrent
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialPortfolioSegmentMember
 
Total Loans 47,451,000us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialPortfolioSegmentMember
44,488,000us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialPortfolioSegmentMember
 
90 Days and Accruing 174,000us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialPortfolioSegmentMember
0us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialPortfolioSegmentMember
 
Financing receivables on nonaccrual status [Abstract]      
Financing receivable nonaccrual status 714,000us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialPortfolioSegmentMember
150,000us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialPortfolioSegmentMember
 
Other Agricultural Loans [Member]      
Recorded investment of past due [Abstract]      
30 to 59 Days Past Due 0us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_OtherAgriculturalLoansMember
0us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_OtherAgriculturalLoansMember
 
60 to 89 Days Past Due 0us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_OtherAgriculturalLoansMember
0us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_OtherAgriculturalLoansMember
 
90 Days Or Greater 0us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_OtherAgriculturalLoansMember
0us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_OtherAgriculturalLoansMember
 
Total Past Due 0us-gaap_FinancingReceivableRecordedInvestmentPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_OtherAgriculturalLoansMember
0us-gaap_FinancingReceivableRecordedInvestmentPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_OtherAgriculturalLoansMember
 
Current 11,065,000us-gaap_FinancingReceivableRecordedInvestmentCurrent
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_OtherAgriculturalLoansMember
9,541,000us-gaap_FinancingReceivableRecordedInvestmentCurrent
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_OtherAgriculturalLoansMember
 
Total Loans 11,065,000us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_OtherAgriculturalLoansMember
9,541,000us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_OtherAgriculturalLoansMember
 
90 Days and Accruing 0us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_OtherAgriculturalLoansMember
0us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_OtherAgriculturalLoansMember
 
Financing receivables on nonaccrual status [Abstract]      
Financing receivable nonaccrual status 0us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_OtherAgriculturalLoansMember
0us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_OtherAgriculturalLoansMember
 
State and Political Subdivision Loans [Member]      
Recorded investment of past due [Abstract]      
30 to 59 Days Past Due 0us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_StateAndPoliticalSubdivisionLoansMember
0us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_StateAndPoliticalSubdivisionLoansMember
 
60 to 89 Days Past Due 0us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_StateAndPoliticalSubdivisionLoansMember
0us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_StateAndPoliticalSubdivisionLoansMember
 
90 Days Or Greater 0us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_StateAndPoliticalSubdivisionLoansMember
0us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_StateAndPoliticalSubdivisionLoansMember
 
Total Past Due 0us-gaap_FinancingReceivableRecordedInvestmentPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_StateAndPoliticalSubdivisionLoansMember
0us-gaap_FinancingReceivableRecordedInvestmentPastDue
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_StateAndPoliticalSubdivisionLoansMember
 
Current 79,717,000us-gaap_FinancingReceivableRecordedInvestmentCurrent
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_StateAndPoliticalSubdivisionLoansMember
65,894,000us-gaap_FinancingReceivableRecordedInvestmentCurrent
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_StateAndPoliticalSubdivisionLoansMember
 
Total Loans 79,717,000us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_StateAndPoliticalSubdivisionLoansMember
65,894,000us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_StateAndPoliticalSubdivisionLoansMember
 
90 Days and Accruing 0us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_StateAndPoliticalSubdivisionLoansMember
0us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_StateAndPoliticalSubdivisionLoansMember
 
Financing receivables on nonaccrual status [Abstract]      
Financing receivable nonaccrual status $ 0us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_StateAndPoliticalSubdivisionLoansMember
$ 0us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= czfs_StateAndPoliticalSubdivisionLoansMember