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Consolidated Statement of Income (USD $)
12 Months Ended
Dec. 31, 2014
Dec. 31, 2013
Dec. 31, 2012
INTEREST AND DIVIDEND INCOME:      
Interest and fees on loans $ 28,324,000us-gaap_InterestAndFeeIncomeLoansAndLeases $ 28,982,000us-gaap_InterestAndFeeIncomeLoansAndLeases $ 29,770,000us-gaap_InterestAndFeeIncomeLoansAndLeases
Interest-bearing deposits with banks 82,000us-gaap_InterestIncomeDomesticDeposits 40,000us-gaap_InterestIncomeDomesticDeposits 21,000us-gaap_InterestIncomeDomesticDeposits
Investment securities:      
Taxable 3,337,000us-gaap_InterestIncomeSecuritiesTaxable 3,721,000us-gaap_InterestIncomeSecuritiesTaxable 4,521,000us-gaap_InterestIncomeSecuritiesTaxable
Nontaxable 3,354,000us-gaap_InterestIncomeSecuritiesTaxExempt 3,405,000us-gaap_InterestIncomeSecuritiesTaxExempt 3,702,000us-gaap_InterestIncomeSecuritiesTaxExempt
Dividends 194,000us-gaap_DividendIncomeOperating 86,000us-gaap_DividendIncomeOperating 71,000us-gaap_DividendIncomeOperating
TOTAL INTEREST AND DIVIDEND INCOME 35,291,000us-gaap_InterestAndDividendIncomeOperating 36,234,000us-gaap_InterestAndDividendIncomeOperating 38,085,000us-gaap_InterestAndDividendIncomeOperating
INTEREST EXPENSE:      
Deposits 4,347,000us-gaap_InterestExpenseDeposits 5,107,000us-gaap_InterestExpenseDeposits 6,113,000us-gaap_InterestExpenseDeposits
Borrowed funds 606,000us-gaap_InterestExpenseBorrowings 1,208,000us-gaap_InterestExpenseBorrowings 1,546,000us-gaap_InterestExpenseBorrowings
TOTAL INTEREST EXPENSE 4,953,000us-gaap_InterestExpense 6,315,000us-gaap_InterestExpense 7,659,000us-gaap_InterestExpense
NET INTEREST INCOME 30,338,000us-gaap_InterestIncomeExpenseNet 29,919,000us-gaap_InterestIncomeExpenseNet 30,426,000us-gaap_InterestIncomeExpenseNet
Provision for loan losses 585,000us-gaap_ProvisionForLoanAndLeaseLosses 405,000us-gaap_ProvisionForLoanAndLeaseLosses 420,000us-gaap_ProvisionForLoanAndLeaseLosses
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES 29,753,000us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss 29,514,000us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss 30,006,000us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss
NON-INTEREST INCOME:      
Service charges 4,297,000czfs_ServiceCharges 4,453,000czfs_ServiceCharges 4,606,000czfs_ServiceCharges
Trust 688,000us-gaap_FeesAndCommissionsFiduciaryAndTrustActivities 694,000us-gaap_FeesAndCommissionsFiduciaryAndTrustActivities 644,000us-gaap_FeesAndCommissionsFiduciaryAndTrustActivities
Brokerage and insurance 567,000us-gaap_InvestmentBankingAdvisoryBrokerageAndUnderwritingFeesAndCommissions 444,000us-gaap_InvestmentBankingAdvisoryBrokerageAndUnderwritingFeesAndCommissions 392,000us-gaap_InvestmentBankingAdvisoryBrokerageAndUnderwritingFeesAndCommissions
Investment securities gains, net 616,000us-gaap_GainLossOnSaleOfSecuritiesNet 441,000us-gaap_GainLossOnSaleOfSecuritiesNet 604,000us-gaap_GainLossOnSaleOfSecuritiesNet
Gains on loans sold 236,000us-gaap_GainLossOnSaleOfMortgageLoans 443,000us-gaap_GainLossOnSaleOfMortgageLoans 759,000us-gaap_GainLossOnSaleOfMortgageLoans
Earnings on bank owned life insurance 507,000us-gaap_BankOwnedLifeInsuranceIncome 502,000us-gaap_BankOwnedLifeInsuranceIncome 507,000us-gaap_BankOwnedLifeInsuranceIncome
Other 445,000us-gaap_NoninterestIncomeOtherOperatingIncome 446,000us-gaap_NoninterestIncomeOtherOperatingIncome 456,000us-gaap_NoninterestIncomeOtherOperatingIncome
TOTAL NON-INTEREST INCOME 7,356,000us-gaap_NoninterestIncome 7,423,000us-gaap_NoninterestIncome 7,968,000us-gaap_NoninterestIncome
NON-INTEREST EXPENSES:      
Salaries and employee benefits 11,505,000us-gaap_LaborAndRelatedExpense 11,392,000us-gaap_LaborAndRelatedExpense 11,018,000us-gaap_LaborAndRelatedExpense
Occupancy 1,287,000us-gaap_OccupancyNet 1,271,000us-gaap_OccupancyNet 1,265,000us-gaap_OccupancyNet
Furniture and equipment 362,000us-gaap_EquipmentExpense 492,000us-gaap_EquipmentExpense 411,000us-gaap_EquipmentExpense
Professional fees 902,000us-gaap_ProfessionalFees 781,000us-gaap_ProfessionalFees 891,000us-gaap_ProfessionalFees
Federal depository insurance 461,000us-gaap_FederalDepositInsuranceCorporationPremiumExpense 450,000us-gaap_FederalDepositInsuranceCorporationPremiumExpense 468,000us-gaap_FederalDepositInsuranceCorporationPremiumExpense
Pennsylvania shares tax 686,000czfs_PennsylvaniaSharesTax 640,000czfs_PennsylvaniaSharesTax 602,000czfs_PennsylvaniaSharesTax
Other 4,962,000us-gaap_OtherNoninterestExpense 4,784,000us-gaap_OtherNoninterestExpense 4,773,000us-gaap_OtherNoninterestExpense
TOTAL NON-INTEREST EXPENSES 20,165,000us-gaap_NoninterestExpense 19,810,000us-gaap_NoninterestExpense 19,428,000us-gaap_NoninterestExpense
Income before provision for income taxes 16,944,000us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments 17,127,000us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments 18,546,000us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
Provision for income taxes 3,559,000us-gaap_IncomeTaxExpenseBenefit 3,752,000us-gaap_IncomeTaxExpenseBenefit 4,331,000us-gaap_IncomeTaxExpenseBenefit
NET INCOME $ 13,385,000us-gaap_NetIncomeLoss $ 13,375,000us-gaap_NetIncomeLoss $ 14,215,000us-gaap_NetIncomeLoss
PER COMMON SHARE DATA:      
NET INCOME - BASIC (in dollars per share) $ 4.41us-gaap_EarningsPerShareBasic $ 4.38us-gaap_EarningsPerShareBasic $ 4.61us-gaap_EarningsPerShareBasic
NET INCOME - DILUTED (in dollars per share) $ 4.40us-gaap_EarningsPerShareDiluted $ 4.38us-gaap_EarningsPerShareDiluted $ 4.60us-gaap_EarningsPerShareDiluted
CASH DIVIDENDS PER SHARE (in dollars per share) $ 2.17us-gaap_CommonStockDividendsPerShareCashPaid $ 1.21us-gaap_CommonStockDividendsPerShareCashPaid $ 1.49us-gaap_CommonStockDividendsPerShareCashPaid
Number of shares used in computation - basic (in shares) 3,038,298us-gaap_WeightedAverageNumberOfSharesOutstandingBasic 3,055,034us-gaap_WeightedAverageNumberOfSharesOutstandingBasic 3,085,796us-gaap_WeightedAverageNumberOfSharesOutstandingBasic
Number of shares used in computation - diluted (in shares) 3,039,593us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding 3,056,204us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding 3,087,438us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding