DEPOSITS (Tables)

12 Months Ended

Dec. 31, 2014

DEPOSITS [Abstract]

Summary of deposits

The following table shows the breakdown of deposits as of December 31, 2014 and 2013, by deposit type (dollars in thousands):

	2014	2013
Non-interest-bearing deposits	$        95,526	$          85,585
NOW accounts	226,038	215,656
Savings deposits	108,252	95,678
Money market deposit accounts	95,350	85,038
Certificates of deposit	248,767	266,359
Total	$      773,933	$        748,316

Maturities of certificates of deposit

Following are maturities of certificates of deposit as of December 31, 2014 (in thousands):

2015	$  118,633
2016	44,531
2017	39,426
2018	18,406
2019	17,834
Thereafter	9,937
Total certificates of deposit	$  248,767