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PREMISES & EQUIPMENT (Tables)
 12 Months Ended
Dec. 31, 2014
PREMISES & EQUIPMENT [Abstract]  
Summary of Premises and Equipment
Premises and equipment at December 31, 2014 and 2013 are summarized as follows (in thousands):
 
 
December 31,
 
2014
2013
Land
 $           3,295
 $           3,295
Buildings
            12,456
            12,448
Furniture, fixtures and equipment
              6,187
              6,204
Construction in process
              1,836
                 104
 
            23,774
            22,051
Less: accumulated depreciation
            11,417
            10,946
Premises and equipment, net
 $         12,357
 $         11,105