CONSOLIDATED STATEMENT OF CASH FLOWS (UNAUDITED) (USD $) In Thousands, unless otherwise specified	9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 9,909	$ 10,079
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	480	315
Depreciation and amortization	358	318
Amortization and accretion on investment securities	1,632	1,837
Deferred income taxes	562	570
Investment securities gains, net	(488)	(385)
Earnings on bank owned life insurance	(366)	(377)
Originations of loans held for sale	(8,055)	(17,039)
Proceeds from sales of loans held for sale	7,690	18,473
Realized gains on loans sold	(110)	(236)
Decrease in accrued interest receivable	39	1
Decrease in accrued interest payable	(142)	(172)
Other, net	(222)	(495)
Net cash provided by operating activities	11,287	12,889
Available-for-sale securities:
Proceeds from sales	17,338	15,894
Proceeds from maturity and principal repayments	39,416	64,380
Purchase of securities	(44,769)	(98,526)
Purchase of interest bearing time deposits with other banks	(3,232)	(2,480)
Proceeds from redemption of regulatory stock	2,891	1,186
Purchase of regulatory stock	(1,895)	(563)
Net increase in loans	(4,680)	(19,800)
Purchase of premises and equipment	(555)	(339)
Proceeds from sale of foreclosed assets held for sale	647	151
Net cash provided by (used in) investing activities	5,161	(40,097)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase in deposits	19,726	21,560
Proceeds from long-term borrowings	6,815	0
Repayments of long-term borrowings	(4,200)	(10,800)
Net (decrease) increase in short-term borrowed funds	(31,818)	7,837
Purchase of treasury and restricted stock	(733)	(1,431)
Dividends paid	(4,998)	(2,535)
Net cash (used) provided by financing activities	(15,208)	14,631
Net (decrease) increase in cash and cash equivalents	1,240	(12,577)
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD	10,083	26,333
CASH AND CASH EQUIVALENTS AT END OF PERIOD	11,323	13,756
Supplemental Disclosures of Cash Flow Information:
Interest paid	3,884	5,017
Income taxes paid	2,085	2,945
Loans transferred to foreclosed property	867	62
Premises and equipment transferred from other assets	$ 549	$ 0