CONSOLIDATED BALANCE SHEET (UNAUDITED) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013
Cash and due from banks:
Noninterest-bearing	$ 10,889	$ 8,899
Interest-bearing	434	1,184
Total cash and cash equivalents	11,323	10,083
Interest bearing time deposits with other banks	5,712	2,480
Available-for-sale securities	308,283	317,301
Loans held for sale	753	278
Loans (net of allowance for loan losses: 2014, $6,816 and 2013, $7,098)	536,939	533,514
Premises and equipment	11,773	11,105
Accrued interest receivable	3,689	3,728
Goodwill	10,256	10,256
Bank owned life insurance	15,045	14,679
Other assets	9,272	11,510
TOTAL ASSETS	913,045	914,934
Deposits:
Noninterest-bearing	94,049	85,585
Interest-bearing	673,993	662,731
Total deposits	768,042	748,316
Borrowed funds	37,729	66,932
Accrued interest payable	753	895
Other liabilities	7,361	6,735
TOTAL LIABILITIES	813,885	822,878
STOCKHOLDERS' EQUITY:
Preferred Stock $1.00 par value; authorized 3,000,000 shares September 30, 2014 and December 31, 2013; none issued in 2014 or 2013	0	0
Common stock $1.00 par value; authorized 15,000,000 shares; issued 3,335,236 at September 30, 2014 and 3,305,517 at December 31, 2013	3,335	3,306
Additional paid-in capital	25,140	23,562
Retained earnings	77,252	74,325
Accumulated other comprehensive income (loss)	1,513	(1,225)
Treasury stock, at cost: 293,332 shares at September 30, 2014 and 290,468 shares at December 31, 2013	(8,080)	(7,912)
TOTAL STOCKHOLDERS' EQUITY	99,160	92,056
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 913,045	$ 914,934