CONSOLIDATED STATEMENT OF CASH FLOWS (UNAUDITED) (USD $) In Thousands, unless otherwise specified	6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 6,541	$ 6,567
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	330	225
Depreciation and amortization	233	216
Amortization and accretion on investment securities	1,100	1,234
Deferred income taxes	498	9
Investment securities gains, net	(246)	(294)
Earnings on bank owned life insurance	(242)	(250)
Originations of loans held for sale	(5,286)	(11,801)
Proceeds from sales of loans held for sale	5,089	12,624
Realized gains on loans sold	(70)	(161)
Decrease (increase) in accrued interest receivable	171	(5)
Decrease in accrued interest payable	(160)	(179)
Other, net	(1,107)	413
Net cash provided by operating activities	6,851	8,598
Available-for-sale securities:
Proceeds from sales	12,151	15,773
Proceeds from maturity and principal repayments	29,294	49,651
Purchase of securities	(33,822)	(72,372)
Proceeds from redemption of regulatory stock	2,216	513
Purchase of regulatory stock	(1,484)	(207)
Net decrease in loans	(113)	(13,246)
Purchase of premises and equipment	(145)	(203)
Proceeds from sale of foreclosed assets held for sale	296	0
Net cash provided by (used in) investing activities	8,393	(20,091)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase (decrease) in deposits	17,140	10,918
Proceeds from long-term borrowings	4,010	0
Repayments of long-term borrowings	(4,200)	(10,800)
Net increase in short-term borrowed funds	(23,667)	(1,333)
Purchase of treasury and restricted stock	(733)	(380)
Dividends paid	(2,137)	(1,675)
Net cash used in financing activities	(9,587)	(3,270)
Net (decrease) increase in cash and cash equivalents	5,657	(14,763)
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD	10,083	26,333
CASH AND CASH EQUIVALENTS AT END OF PERIOD	15,740	11,570
Supplemental Disclosures of Cash Flow Information:
Interest paid	2,668	3,462
Income taxes paid	1,885	2,295
Loans transferred to foreclosed property	239	54
Premises and equipment transferred from other assets	$ 549	$ 0