CONSOLIDATED BALANCE SHEET (UNAUDITED) (USD $) In Thousands, unless otherwise specified	Jun. 30, 2014		Dec. 31, 2013
Cash and due from banks:
Noninterest-bearing	$ 14,742		$ 8,899
Interest-bearing	998		1,184
Total cash and cash equivalents	15,740		10,083
Interest bearing time deposits with other banks	2,480		2,480
Available-for-sale securities	312,322		317,301
Loans held for sale	545		278
Loans (net of allowance for loan losses: 2014, $6,751 and 2013, $7,098)	533,126		533,514
Premises and equipment	11,501		11,105
Accrued interest receivable	3,557		3,728
Goodwill	10,256		10,256
Bank owned life insurance	14,921		14,679
Other assets	9,721		11,510
TOTAL ASSETS	914,169		914,934
Deposits:
Noninterest-bearing	94,434		85,585
Interest-bearing	671,022		662,731
Total deposits	765,456		748,316
Borrowed funds	43,075		66,932
Accrued interest payable	735		895
Other liabilities	6,664		6,735
TOTAL LIABILITIES	815,930		822,878
STOCKHOLDERS' EQUITY:
Preferred Stock $1.00 par value; authorized 3,000,000 shares June 30, 2014 and December 31, 2013; none issued in 2014 or 2013	0		0
Common stock $1.00 par value; authorized 15,000,000 shares; issued 3,335,235 at June 30, 2014 and 3,305,517 at December 31, 2013	3,335		3,306
Additional paid-in capital	25,142		23,562
Retained earnings	76,925		74,325
Accumulated other comprehensive income (loss)	1,100	[1]	(1,225)	[1]
Treasury stock, at cost, 296,758 shares at June 30, 2014 and 290,468 shares at December 31, 2013	(8,263)		(7,912)
TOTAL STOCKHOLDERS' EQUITY	98,239		92,056
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 914,169		$ 914,934

[1] Amounts in parentheses indicate debits to profit/loss