CONSOLIDATED STATEMENT OF CASH FLOWS (UNAUDITED) (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 3,176	$ 3,287
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	180	150
Depreciation and amortization	127	100
Amortization and accretion on investment securities	575	615
Deferred income taxes	(49)	(103)
Investment securities gains, net	(171)	(196)
Earnings on bank owned life insurance	(121)	(124)
Originations of loans held for sale	(2,785)	(7,415)
Proceeds from sales of loans held for sale	2,861	8,984
Realized gains on loans sold	(40)	(111)
Increase in accrued interest receivable	(43)	(24)
Decrease in accrued interest payable	(121)	(104)
Other, net	(32)	488
Net cash provided by operating activities	3,557	5,547
Available-for-sale securities:
Proceeds from sales	5,556	3,856
Proceeds from maturity and principal repayments	19,528	33,882
Purchase of securities	(18,562)	(29,653)
Proceeds from redemption of regulatory stock	1,269	306
Purchase of regulatory stock	(375)	0
Net decrease (increase) in loans	7,345	(1,261)
Purchase of premises, equipment and software	(28)	(99)
Proceeds from sale of foreclosed assets held for sale	9	0
Net cash provided by investing activities	14,742	7,031
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase (decrease) in deposits	5,327	(175)
Proceeds from long-term borrowings	4,005	0
Repayments of long-term borrowings	(1,000)	0
Net decrease in short-term borrowed funds	(24,209)	(570)
Purchase of treasury and restricted stock	(120)	(228)
Dividends paid	(976)	(824)
Net cash used by financing activities	(16,973)	(1,797)
Net increase in cash and cash equivalents	1,326	10,781
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD	10,083	26,333
CASH AND CASH EQUIVALENTS AT END OF PERIOD	11,409	37,114
Supplemental Disclosures of Cash Flow Information:
Interest paid	1,390	1,790
Income taxes paid	650	300
Loans transferred to foreclosed property	22	54
Investments sold and not settled included in other assets	$ 1,469	$ 0