CONSOLIDATED STATEMENT OF INCOME (UNAUDITED) (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
INTEREST INCOME:
Interest and fees on loans	$ 6,988	$ 7,137
Interest-bearing deposits with banks	13	10
Investment securities:
Taxable	888	963
Nontaxable	842	869
Dividends	50	20
TOTAL INTEREST INCOME	8,781	8,999
INTEREST EXPENSE:
Deposits	1,105	1,328
Borrowed funds	164	358
TOTAL INTEREST EXPENSE	1,269	1,686
NET INTEREST INCOME	7,512	7,313
Provision for loan losses	180	150
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	7,332	7,163
NON-INTEREST INCOME:
Service charges	995	1,024
Trust	191	201
Brokerage and insurance	120	92
Investment securities gains, net	171	196
Gains on loans sold	40	111
Earnings on bank owned life insurance	121	124
Other	105	104
TOTAL NON-INTEREST INCOME	1,743	1,852
NON-INTEREST EXPENSES:
Salaries and employee benefits	2,917	2,805
Occupancy	350	342
Furniture and equipment	100	102
Professional fees	234	229
FDIC insurance	113	112
Pennsylvania shares tax	193	183
Other	1,140	1,049
TOTAL NON-INTEREST EXPENSES	5,047	4,822
Income before provision for income taxes	4,028	4,193
Provision for income taxes	852	906
NET INCOME	$ 3,176	$ 3,287
PER COMMON SHARE DATA:
Net Income - Basic (in dollars per share)	$ 1.05	$ 1.08
Net Income - Diluted (in dollars per share)	$ 1.05	$ 1.08
Cash Dividends Paid (in dollars per share)	$ 0.385	$ 0.272
Number of shares used in computation - basic (in shares)	3,012,204	3,033,716
Number of shares used in computation - diluted (in shares)	3,012,398	3,034,165