CONSOLIDATED BALANCE SHEET (UNAUDITED) (USD $) In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Cash and due from banks:
Noninterest-bearing	$ 10,642	$ 8,899
Interest-bearing	767	1,184
Total cash and cash equivalents	11,409	10,083
Interest bearing time deposits with other banks	2,480	2,480
Available-for-sale securities	310,983	317,301
Loans held for sale	242	278
Loans (net of allowance for loan losses: 2014, $7,233 and 2013, $7,098)	525,990	533,514
Premises and equipment	10,994	11,105
Accrued interest receivable	3,771	3,728
Goodwill	10,256	10,256
Bank owned life insurance	14,800	14,679
Other assets	11,701	11,510
TOTAL ASSETS	902,626	914,934
Deposits:
Noninterest-bearing	95,230	85,585
Interest-bearing	658,413	662,731
Total deposits	753,643	748,316
Borrowed funds	45,728	66,932
Accrued interest payable	774	895
Other liabilities	6,897	6,735
TOTAL LIABILITIES	807,042	822,878
STOCKHOLDERS' EQUITY:
Preferred Stock $1.00 par value; authorized 3,000,000 shares March 31, 2014 and December 31, 2013; none issued in 2014 or 2013	0	0
Common stock $1.00 par value, authorized 15,000,000 shares, issued 3,305,517 at March 31, 2014 and December 31, 2013	3,306	3,306
Additional paid-in capital	23,623	23,562
Retained earnings	76,340	74,325
Accumulated other comprehensive income (loss)	154	(1,225)
Treasury stock, at cost, 288,822 shares at March 31, 2014 and 290,468 shares at December 31, 2013	(7,839)	(7,912)
TOTAL STOCKHOLDERS' EQUITY	95,584	92,056
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 902,626	$ 914,934