PREMISES & EQUIPMENT (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Premises and Equipment [Line Items]
Premises and equipment, gross	$ 22,051,000	$ 22,164,000
Less: accumulated depreciation	10,946,000	10,643,000
Premises and equipment, net	11,105,000	11,521,000
Depreciation expense	598,000	606,000	649,000
Land [Member]
Premises and Equipment [Line Items]
Premises and equipment, gross	3,295,000	3,278,000
Buildings [Member]
Premises and Equipment [Line Items]
Premises and equipment, gross	12,448,000	12,448,000
Furniture, Fixtures and Equipment [Member]
Premises and Equipment [Line Items]
Premises and equipment, gross	6,204,000	6,374,000
Construction in Process [Member]
Premises and Equipment [Line Items]
Premises and equipment, gross	$ 104,000	$ 64,000