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LOANS AND RELATED ALLOWANCE FOR LOAN LOSSES (Details) (USD $)
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
Segments of loan portfolio and allowance for loan losses [Abstract]      
Total Loans $ 540,612,000 $ 502,463,000  
Allowance for loan losses 7,098,000 6,784,000  
Net loans 533,514,000 495,679,000  
Individually evaluated for impairment 10,400,000 10,418,000  
Collectively evaluated for impairment 530,212,000 492,045,000  
Real estate loans serviced for Freddie Mac and Fannie Mae 82,618,000 73,813,000  
Net unamortized loan fees and costs 1,187,000 1,354,000  
Number of days past for loan to be considered impaired, Minimum 90 days    
Financing Receivable, Allowance for Credit Losses [Roll Forward]      
Balance at beginning of period 6,784,000 6,487,000 5,915,000
Charge-offs (134,000) (172,000) (207,000)
Recoveries 43,000 49,000 104,000
Provision 405,000 420,000 675,000
Balance at end of period 7,098,000 6,784,000 6,487,000
Individually evaluated for impairment 333,000 582,000 494,000
Collectively evaluated for impairment 6,765,000 6,202,000 5,993,000
Minimum [Member]
     
Segments of loan portfolio and allowance for loan losses [Abstract]      
Number of days past for loan to be considered impaired, Minimum 90 days    
First Mortgage [Member] | Minimum [Member]
     
Segments of loan portfolio and allowance for loan losses [Abstract]      
Period of mortgage on real estate 15 years    
First Mortgage [Member] | Maximum [Member]
     
Segments of loan portfolio and allowance for loan losses [Abstract]      
Period of mortgage on real estate 30 years    
Second Mortgage [Member] | Maximum [Member]
     
Segments of loan portfolio and allowance for loan losses [Abstract]      
Period of mortgage on real estate 15 years    
Commercial and Agricultural [Member]
     
Financing Receivable, Allowance for Credit Losses [Roll Forward]      
Change in loan portfolio     1,164,000
Real Estate Loans [Member] | Residential [Member]
     
Segments of loan portfolio and allowance for loan losses [Abstract]      
Total Loans 187,101,000 178,080,000  
Individually evaluated for impairment 342,000 424,000  
Collectively evaluated for impairment 186,759,000 177,656,000  
Financing Receivable, Allowance for Credit Losses [Roll Forward]      
Balance at beginning of period 875,000 805,000 969,000
Charge-offs (17,000) (95,000) (101,000)
Recoveries 5,000 0 0
Provision 83,000 165,000 (63,000)
Balance at end of period 946,000 875,000 805,000
Individually evaluated for impairment 27,000 22,000 13,000
Collectively evaluated for impairment 919,000 853,000 792,000
Real Estate Loans [Member] | Commercial and Agricultural [Member]
     
Segments of loan portfolio and allowance for loan losses [Abstract]      
Total Loans 215,088,000 194,725,000  
Individually evaluated for impairment 8,310,000 9,093,000  
Collectively evaluated for impairment 206,778,000 185,632,000  
Financing Receivable, Allowance for Credit Losses [Roll Forward]      
Balance at beginning of period 4,437,000 4,132,000 3,380,000
Charge-offs (62,000) (2,000) (29,000)
Recoveries 5,000 9,000 15,000
Provision 178,000 298,000 766,000
Balance at end of period 4,558,000 4,437,000 4,132,000
Individually evaluated for impairment 305,000 559,000 433,000
Collectively evaluated for impairment 4,253,000 3,878,000 3,699,000
Real Estate Loans [Member] | Residential Mortgages [Member]
     
Segments of loan portfolio and allowance for loan losses [Abstract]      
Total Loans 119,884,000 106,548,000  
Real Estate Loans [Member] | Home Equity [Member]
     
Segments of loan portfolio and allowance for loan losses [Abstract]      
Total Loans 67,217,000 71,532,000  
Real Estate Loans [Member] | Commercial [Member]
     
Segments of loan portfolio and allowance for loan losses [Abstract]      
Total Loans 193,087,000 176,710,000  
Real Estate Loans [Member] | Agricultural [Member]
     
Segments of loan portfolio and allowance for loan losses [Abstract]      
Total Loans 22,001,000 18,015,000  
Real Estate Loans [Member] | Construction [Member]
     
Segments of loan portfolio and allowance for loan losses [Abstract]      
Total Loans 8,937,000 12,011,000  
Individually evaluated for impairment 0 0  
Collectively evaluated for impairment 8,937,000 12,011,000  
Financing Receivable, Allowance for Credit Losses [Roll Forward]      
Balance at beginning of period 38,000 15,000 22,000
Charge-offs 0 0 0
Recoveries 0 0 0
Provision 12,000 23,000 (7,000)
Balance at end of period 50,000 38,000 15,000
Individually evaluated for impairment 0 0 0
Collectively evaluated for impairment 50,000 38,000 15,000
Other Commercial and Agricultural Loans [Member]
     
Segments of loan portfolio and allowance for loan losses [Abstract]      
Total Loans 54,029,000 47,880,000  
Individually evaluated for impairment 1,733,000 901,000  
Collectively evaluated for impairment 52,296,000 46,979,000  
Financing Receivable, Allowance for Credit Losses [Roll Forward]      
Balance at beginning of period 728,000 674,000 983,000
Charge-offs (1,000) (21,000) (6,000)
Recoveries 0 7,000 32,000
Provision 215,000 68,000 (335,000)
Balance at end of period 942,000 728,000 674,000
Individually evaluated for impairment 1,000 1,000 48,000
Collectively evaluated for impairment 941,000 727,000 626,000
Consumer [Member]
     
Segments of loan portfolio and allowance for loan losses [Abstract]      
Total Loans 9,563,000 10,559,000  
Individually evaluated for impairment 15,000 0  
Collectively evaluated for impairment 9,548,000 10,559,000  
Financing Receivable, Allowance for Credit Losses [Roll Forward]      
Balance at beginning of period 119,000 111,000 108,000
Charge-offs (54,000) (54,000) (71,000)
Recoveries 33,000 33,000 57,000
Provision 7,000 29,000 17,000
Balance at end of period 105,000 119,000 111,000
Individually evaluated for impairment 0 0 0
Collectively evaluated for impairment 105,000 119,000 111,000
Commercial and Other Loans [Member]
     
Segments of loan portfolio and allowance for loan losses [Abstract]      
Total Loans 44,488,000 41,620,000  
Financing Receivable, Allowance for Credit Losses [Roll Forward]      
Change in loan portfolio     2,857,000
Change in loan portfolio (in hundredths)     (6.10%)
State and Political Subdivision Loans [Member]
     
Segments of loan portfolio and allowance for loan losses [Abstract]      
Total Loans 65,894,000 59,208,000  
Individually evaluated for impairment 0 0  
Collectively evaluated for impairment 65,894,000 59,208,000  
Financing Receivable, Allowance for Credit Losses [Roll Forward]      
Balance at beginning of period 271,000 235,000 137,000
Charge-offs 0 0 0
Recoveries 0 0 0
Provision 59,000 36,000 98,000
Balance at end of period 330,000 271,000 235,000
Individually evaluated for impairment 0 0 0
Collectively evaluated for impairment 330,000 271,000 235,000
Other Agricultural Loans [Member]
     
Segments of loan portfolio and allowance for loan losses [Abstract]      
Total Loans 9,541,000 6,260,000  
Unallocated [Member]
     
Financing Receivable, Allowance for Credit Losses [Roll Forward]      
Balance at beginning of period 316,000 515,000 316,000
Charge-offs 0 0 0
Recoveries 0 0 0
Provision (149,000) (199,000) 199,000
Balance at end of period 167,000 316,000 515,000
Individually evaluated for impairment 0 0 0
Collectively evaluated for impairment $ 167,000 $ 316,000 $ 515,000