DEPOSITS (Tables)

12 Months Ended

Dec. 31, 2013

DEPOSITS [Abstract]

Summary of deposits

The following table shows the breakdown of deposits as of December 31, 2013 and 2012, by deposit type (dollars in thousands):

	2013	2012
Non-interest-bearing deposits	$             85,585	$       89,494
NOW accounts	215,656	201,804
Savings deposits	95,678	87,836
Money market deposit accounts	85,038	83,423
Certificates of deposit	266,359	274,539
Total	$           748,316	$     737,096

Maturities of certificates of deposit

Following are maturities of certificates of deposit as of December 31, 2013 (in thousands):

2014	$         133,491
2015	55,317
2016	36,051
2017	19,955
2018	16,323
Thereafter	5,222
Total certificates of deposit	$         266,359