CONSOLIDATED STATEMENT OF CASH FLOWS (UNAUDITED) (USD $)	9 Months Ended
	Sep. 30, 2013		Sep. 30, 2012
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 10,079,000	[1]	$ 10,666,000
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	315,000		315,000
Depreciation and amortization	318,000		311,000
Amortization and accretion on investment securities	1,837,000		1,782,000
Deferred income taxes	570,000		213,000
Investment securities gains, net	(385,000)	[1]	(561,000)
Earnings on bank owned life insurance	(377,000)		(378,000)
Originations of loans held for sale	(17,039,000)		(21,625,000)
Proceeds from sales of loans held for sale	18,473,000		21,912,000
Realized gains on loans sold	(236,000)		(287,000)
Decrease (increase) in accrued interest receivable	1,000		(340,000)
Decrease in accrued interest payable	(172,000)		(299,000)
Other, net	(495,000)		(941,000)
Net cash provided by operating activities	12,889,000		10,768,000
Available-for-sale securities:
Proceeds from sales	15,894,000		18,363,000
Proceeds from maturity and principal repayments	64,380,000		86,565,000
Purchase of securities	(98,526,000)		(109,289,000)
Purchase of interest bearing time deposits with other banks	(2,480,000)		0
Proceeds from redemption of regulatory stock	1,186,000		646,000
Purchase of regulatory stock	(563,000)		(1,405,000)
Net increase in loans	(19,800,000)		(11,736,000)
Purchase of premises, equipment and software	(339,000)		(179,000)
Proceeds from sale of foreclosed assets held for sale	151,000		650,000
Net cash used in investing activities	(40,097,000)		(16,385,000)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase (decrease) in deposits	21,560,000		(4,786,000)
Repayments of long-term borrowings	(10,800,000)		(5,627,000)
Net increase (decrease) in short-term borrowed funds	7,837,000		(299,000)
Purchase of treasury and restricted stock	(1,431,000)		(782,000)
Dividends paid	(2,535,000)		(2,611,000)
Net cash provided (used) by financing activities	14,631,000		(14,105,000)
Net decrease in cash and cash equivalents	(12,577,000)		(19,722,000)
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD	26,333,000		30,432,000
CASH AND CASH EQUIVALENTS AT END OF PERIOD	13,756,000		10,710,000
Supplemental Disclosures of Cash Flow Information:
Interest paid	5,017,000		6,185,000
Income taxes paid	2,945,000		3,395,000
Loans transferred to foreclosed property	62,000		123,000
Investments sold and not settled included in other assets	$ 0		$ 1,403,000

[1] Amounts in parentheses indicate debits to profit/loss