CONSOLIDATED STATEMENT OF INCOME (UNAUDITED) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended			9 Months Ended
	Sep. 30, 2013		Sep. 30, 2012	Sep. 30, 2013		Sep. 30, 2012
INTEREST INCOME:
Interest and fees on loans	$ 7,521		$ 7,448	$ 21,799		$ 22,352
Interest-bearing deposits with banks	8		5	27		11
Investment securities:
Taxable	905		1,085	2,804		3,519
Nontaxable	850		919	2,563		2,793
Dividends	23		17	61		49
TOTAL INTEREST INCOME	9,307		9,474	27,254		28,724
INTEREST EXPENSE:
Deposits	1,279		1,486	3,894		4,707
Borrowed funds	283		373	951		1,179
TOTAL INTEREST EXPENSE	1,562		1,859	4,845		5,886
NET INTEREST INCOME	7,745		7,615	22,409		22,838
Provision for loan losses	90		105	315		315
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	7,655		7,510	22,094		22,523
NON-INTEREST INCOME:
Service charges	1,100		1,139	3,203		3,346
Trust	169		148	539		472
Brokerage and insurance	120		80	333		305
Investment securities gains	91	[1]	240	385	[1]	561
Gains on loans sold	75		102	236		287
Earnings on bank owned life insurance	127		128	377		378
Other	124		109	328		342
TOTAL NON-INTEREST INCOME	1,806		1,946	5,401		5,691
NON-INTEREST EXPENSES:
Salaries and employee benefits	2,856	[1]	2,705	8,456	[1]	8,126
Occupancy	302		304	956		928
Furniture and equipment	157		113	372		315
Professional fees	187		209	604		701
FDIC insurance	112		115	337		353
Pennsylvania shares tax	183		115	548		441
Other	1,123		1,398	3,301		3,488
TOTAL NON-INTEREST EXPENSES	4,920		4,959	14,574		14,352
Income before provision for income taxes	4,541		4,497	12,921		13,862
Provision for income taxes	1,029	[1]	1,033	2,842	[1]	3,196
NET INCOME	$ 3,512	[1]	$ 3,464	$ 10,079	[1]	$ 10,666
PER COMMON SHARE DATA:
Net Income - Basic (in dollars per share)	$ 1.16		$ 1.13	$ 3.33		$ 3.49
Net Income - Diluted (in dollars per share)	$ 1.16		$ 1.13	$ 3.33		$ 3.48
Cash Dividends Paid (in dollars per share)	$ 0.285		$ 0.290	$ 0.837		$ 0.853

[1] Amounts in parentheses indicate debits to profit/loss