CONSOLIDATED STATEMENT OF CASH FLOWS (UNAUDITED) (USD $)	6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 6,567,000	$ 7,202,000
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	225,000	210,000
Depreciation and amortization	216,000	211,000
Amortization and accretion on investment securities	1,234,000	1,196,000
Deferred income taxes	9,000	28,000
Investment securities gains, net	(294,000)	(321,000)
Earnings on bank owned life insurance	(250,000)	(250,000)
Originations of loans held for sale	(11,801,000)	(14,241,000)
Proceeds from sales of loans held for sale	12,624,000	14,426,000
Realized gains on loans sold	(161,000)	(185,000)
Increase in accrued interest receivable	(5,000)	(179,000)
Decrease in accrued interest payable	(179,000)	(290,000)
Other, net	413,000	(269,000)
Net cash provided by operating activities	8,598,000	7,538,000
Available-for-sale securities:
Proceeds from sales	15,773,000	16,654,000
Proceeds from maturity and principal repayments	49,651,000	68,914,000
Purchase of securities	(72,372,000)	(90,754,000)
Proceeds from redemption of regulatory stock	513,000	245,000
Purchase of regulatory stock	(207,000)	(1,405,000)
Net increase in loans	(13,246,000)	(9,679,000)
Purchase of premises and equipment	(203,000)	(117,000)
Proceeds from sale of foreclosed assets held for sale	0	345,000
Net cash provided (used) in investing activities	(20,091,000)	(15,797,000)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net (decrease) increase in deposits	10,918,000	4,774,000
Repayments of long-term borrowings	(10,800,000)	(4,110,000)
Net decrease in short-term borrowed funds	(1,333,000)	(2,706,000)
Purchase of treasury and restricted stock	(380,000)	(637,000)
Dividends paid	(1,675,000)	(1,726,000)
Net cash used in financing activities	(3,270,000)	(4,405,000)
Net increase (decrease) in cash and cash equivalents	(14,763,000)	(12,664,000)
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD	26,333,000	30,432,000
CASH AND CASH EQUIVALENTS AT END OF PERIOD	11,570,000	17,768,000
Supplemental Disclosures of Cash Flow Information:
Interest paid	3,462,000	4,317,000
Income taxes paid	2,295,000	2,095,000
Loans transferred to foreclosed property	$ 54,000	$ 123,000