CONSOLIDATED BALANCE SHEET (UNAUDITED) (USD $) In Thousands, unless otherwise specified	Jun. 30, 2013	Dec. 31, 2012
Cash and due from banks:
Noninterest-bearing	$ 7,928	$ 12,307
Interest-bearing	3,642	14,026
Total cash and cash equivalents	11,570	26,333
Available-for-sale securities	307,935	310,252
Loans held for sale	796	1,458
Loans (net of allowance for loan losses: 2013, $6,989 and 2012, $6,784)	508,747	495,679
Premises and equipment	11,396	11,521
Accrued interest receivable	3,821	3,816
Goodwill	10,256	10,256
Bank owned life insurance	14,427	14,177
Other assets	10,128	8,935
TOTAL ASSETS	879,076	882,427
Deposits:
Noninterest-bearing	86,852	89,494
Interest-bearing	661,162	647,602
Total deposits	748,014	737,096
Borrowed funds	33,993	46,126
Accrued interest payable	964	1,143
Other liabilities	7,223	8,587
TOTAL LIABILITIES	790,194	792,952
STOCKHOLDERS' EQUITY:
Preferred Stock $1.00 par value; authorized 3,000,000 shares June 30, 2013 and December 31, 2012; none issued in 2013 or 2012	0	0
Common stock $1.00 par value; authorized 15,000,000 shares; issued 3,305,517 at June 30, 2013 and 3,161,324 at December 31, 2012	3,306	3,161
Additional paid-in capital	23,545	16,468
Retained earnings	69,538	71,813
Accumulated other comprehensive income	(713)	4,631
Treasury stock, at cost: 267,006 shares at June 30, 2013 and 262,921 shares at December 31, 2012	(6,794)	(6,598)
TOTAL STOCKHOLDERS' EQUITY	88,882	89,475
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 879,076	$ 882,427