CONSOLIDATED STATEMENT OF CASH FLOWS (UNAUDITED) (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 3,287	$ 3,449
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	150	105
Depreciation and amortization	100	105
Amortization and accretion on investment securities	615	595
Deferred income taxes	(103)	42
Investment securities gains, net	(196)	(108)
Earnings on bank owned life insurance	(124)	(124)
Originations of loans held for sale	(7,415)	(4,404)
Proceeds from sales of loans held for sale	8,984	4,458
Realized gains on loans sold	(111)	(54)
Increase in accrued interest receivable	(24)	(684)
Decrease in accrued interest payable	(104)	(192)
Other, net	488	925
Net cash provided by operating activities	5,547	4,113
Available-for-sale securities:
Proceeds from sales	3,856	11,236
Proceeds from maturity and principal repayments	33,882	26,048
Purchase of securities	(29,653)	(81,628)
Proceeds from redemption of regulatory stock	306	25
Purchase of regulatory stock	0	(1,405)
Net increase in loans	(1,261)	(3,841)
Purchase of premises and equipment	(99)	(33)
Proceeds from sale of foreclosed assets held for sale	0	108
Net cash provided (used) in investing activities	7,031	(49,490)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net (decrease) increase in deposits	(175)	8,833
Repayments of long-term borrowings	0	(109)
Net (decrease) increase in short-term borrowed funds	(570)	18,995
Purchase of treasury and restricted stock	(228)	(81)
Dividends paid	(824)	(856)
Net cash (used) provided by financing activities	(1,797)	26,782
Net increase (decrease) in cash and cash equivalents	10,781	(18,595)
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD	26,333	30,432
CASH AND CASH EQUIVALENTS AT END OF PERIOD	37,114	11,837
Supplemental Disclosures of Cash Flow Information:
Interest paid	1,790	2,271
Income taxes paid	300	210
Loans transferred to foreclosed property	$ 54	$ 72