CONSOLIDATED STATEMENT OF INCOME (UNAUDITED) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
INTEREST INCOME:
Interest and fees on loans	$ 7,137	$ 7,465
Interest-bearing deposits with banks	10	5
Investment securities:
Taxable	963	1,197
Nontaxable	869	954
Dividends	20	16
TOTAL INTEREST INCOME	8,999	9,637
INTEREST EXPENSE:
Deposits	1,328	1,666
Borrowed funds	358	413
TOTAL INTEREST EXPENSE	1,686	2,079
NET INTEREST INCOME	7,313	7,558
Provision for loan losses	150	105
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	7,163	7,453
NON-INTEREST INCOME:
Service charges	1,024	1,078
Trust	201	173
Brokerage and insurance	92	150
Investment securities gains	196	108
Gains on loans sold	111	54
Earnings on bank owned life insurance	124	124
Other	104	129
TOTAL NON-INTEREST INCOME	1,852	1,816
NON-INTEREST EXPENSES:
Salaries and employee benefits	2,805	2,753
Occupancy	342	310
Furniture and equipment	102	106
Professional fees	229	268
FDIC insurance	112	123
Pennsylvania shares tax	183	166
Other	1,049	1,102
TOTAL NON-INTEREST EXPENSES	4,822	4,828
Income before provision for income taxes	4,193	4,441
Provision for income taxes	906	992
NET INCOME	$ 3,287	$ 3,449
PER COMMON SHARE DATA:
Net Income - Basic (in dollars per share)	$ 1.14	$ 1.18
Net Income - Diluted (in dollars per share)	$ 1.14	$ 1.18
Cash Dividends Paid (in dollars per share)	$ 0.285	$ 0.295