CONSOLIDATED BALANCE SHEET (UNAUDITED) (USD $) In Thousands, unless otherwise specified	Mar. 31, 2013	Dec. 31, 2012
Cash and due from banks:
Noninterest-bearing	$ 6,162	$ 12,307
Interest-bearing	30,952	14,026
Total cash and cash equivalents	37,114	26,333
Available-for-sale securities	300,176	310,252
Loans held for sale	0	1,458
Loans (net of allowance for loan losses: 2013, $6,928 and 2012, $6,784)	496,795	495,679
Premises and equipment	11,446	11,521
Accrued interest receivable	3,840	3,816
Goodwill	10,256	10,256
Bank owned life insurance	14,301	14,177
Other assets	9,022	8,935
TOTAL ASSETS	882,950	882,427
Deposits:
Noninterest-bearing	85,330	89,494
Interest-bearing	651,591	647,602
Total deposits	736,921	737,096
Borrowed funds	45,556	46,126
Accrued interest payable	1,039	1,143
Other liabilities	8,664	8,587
TOTAL LIABILITIES	792,180	792,952
STOCKHOLDERS' EQUITY:
Preferred Stock $1.00 par value; authorized 3,000,000 shares March 31, 2013 and December 31, 2012; none issued in 2013 or 2012	0	0
Common stock $1.00 par value; authorized 15,000,000 shares; issued 3,161,324 at March 31, 2013 and December 31, 2012	3,161	3,161
Additional paid-in capital	16,534	16,468
Retained earnings	74,276	71,813
Accumulated other comprehensive income	3,627	4,631
Treasury stock, at cost: 267,729 shares at March 31, 2013 and 262,921 shares at December 31, 2012	(6,828)	(6,598)
TOTAL STOCKHOLDERS' EQUITY	90,770	89,475
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 882,950	$ 882,427