DEPOSITS (Tables)

12 Months Ended

Dec. 31, 2012

DEPOSITS [Abstract]

Summary of deposits

The following table shows the breakdown of deposits as of December 31, 2012 and 2011, by deposit type (dollars in thousands):

	2012		2011
Non-interest-bearing deposits	$	89,494	$	85,605
NOW accounts		201,804		200,897
Savings deposits		87,836		79,659
Money market deposit accounts		83,423		67,223
Certificates of deposit		274,539		300,609
Total	$	737,096	$	733,993

Maturities of certificates of deposit

Following are maturities of certificates of deposit as of December 31, 2012 (in thousands):

2013	$	126,355
2014		62,274
2015		45,528
2016		19,372
2017		19,610
Thereafter		1,400
Total certificates of deposit	$	274,539