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PREMISES & EQUIPMENT (Tables)
12 Months Ended
Dec. 31, 2012
PREMISES & EQUIPMENT [Abstract]  
Summary of Premises and Equipment
Premises and equipment at December 31, 2012 and 2011 are summarized as follows (in thousands):
 
 
 
2012
 
 
2011
 
Land
 
$
3,278
 
 
$
3,278
 
Buildings
 
 
12,448
 
 
 
12,313
 
Furniture, fixtures and equipment
 
 
6,374
 
 
 
6,517
 
Construction in process
 
 
64
 
 
 
6
 
 
 
 
22,164
 
 
 
22,114
 
Less: accumulated depreciation
 
 
10,643
 
 
 
10,412
 
Premises and equipment, net
 
$
11,521
 
 
$
11,702