RELATED PARTY TRANSACTIONS

12 Months Ended

Dec. 31, 2012

14. RELATED PARTY TRANSACTIONS

Certain executive officers, corporate directors or companies in which they have 10 percent or more beneficial ownership were indebted to the Bank. Such loans were made in the ordinary course of business at the Bank's normal credit terms and do not present more than a normal risk of collection.

A summary of loan activity for the years ended December 31, 2012 and 2011 with officers, directors, stockholders and associates of such persons is listed below (in thousands):

	2012			2011
Balance, beginning of year	$	4,056		$	3,080
New loans		2,420			2,270
Repayments		(2,127	)		(1,294	)
Balance, end of year	$	4,349		$	4,056

- Definition

The entire disclosure for related party transactions. Examples of related party transactions include transactions between (a) a parent company and its subsidiary; (b) subsidiaries of a common parent; (c) and entity and its principal owners; and (d) affiliates.

+ References

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+ Details