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Consolidated Balance Sheet (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2012
Dec. 31, 2011
Cash and cash equivalents:    
Noninterest-bearing $ 12,307 $ 9,960
Interest-bearing 14,026 20,472
Total cash and cash equivalents 26,333 30,432
Available-for-sale securities 310,252 318,823
Loans held for sale 1,458 0
Loans (net of allowance for loan losses: 2012, $6,784; 2011, $6,487) 495,679 481,022
Premises and equipment 11,521 11,702
Accrued interest receivable 3,816 3,621
Goodwill 10,256 10,256
Bank owned life insurance 14,177 13,669
Other assets 8,935 9,042
TOTAL ASSETS 882,427 878,567
Deposits:    
Noninterest-bearing 89,494 85,605
Interest-bearing 647,602 648,388
Total deposits 737,096 733,993
Borrowed funds 46,126 53,882
Accrued interest payable 1,143 1,512
Other liabilities 8,587 7,712
TOTAL LIABILITIES 792,952 797,099
STOCKHOLDERS' EQUITY:    
Preferred Stock $1.00 par value; authorized 3,000,000 shares 2012 and 2011; none issued in 2012 or 2011 0 0
Common Stock $1.00 par value; authorized 15,000,000 shares 2012 and 2011; issued 3,161,324 and 3,132,866 shares in 2012 and 2011, respectively 3,161 3,133
Additional paid-in capital 16,468 15,313
Retained earnings 71,813 63,337
Accumulated other comprehensive income 4,631 4,949
Treasury stock, at cost:262,921 and 230,203 shares for 2012 and 2011, respectively (6,598) (5,264)
TOTAL STOCKHOLDERS' EQUITY 89,475 81,468
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY $ 882,427 $ 878,567