CONSOLIDATED STATEMENT OF CASH FLOWS (UNAUDITED) (USD $)	9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 10,666,000	$ 9,355,000
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	315,000	525,000
Depreciation and amortization	311,000	394,000
Amortization and accretion of investment securities, net	1,782,000	1,455,000
Deferred income taxes	213,000	260,000
Investment securities gains, net	(561,000)	(351,000)
Earnings on bank owned life insurance	(378,000)	(371,000)
Originations of loans held for sale	(21,625,000)	(7,470,000)
Proceeds from sales of loans held for sale	21,912,000	7,581,000
Realized gains on loans sold	(287,000)	(111,000)
Increase in accrued interest receivable	(340,000)	(525,000)
Decrease in accrued interest payable	(299,000)	(240,000)
Other, net	(941,000)	381,000
Net cash provided by operating activities	10,768,000	10,883,000
Available-for-sale securities:
Proceeds from sales	18,363,000	9,790,000
Proceeds from maturity and principal repayments	86,565,000	61,896,000
Purchase of securities	(109,289,000)	(119,451,000)
Proceeds from redemption of regulatory stock	646,000	312,000
Purchase of regulatory stock	(1,405,000)	0
Net increase in loans	(11,736,000)	(5,746,000)
Purchase of premises and equipment	(179,000)	(101,000)
Purchase of land for potential future expansion	0	(542,000)
Proceeds from sale of premises and equipment	0	590,000
Proceeds from sale of foreclosed assets held for sale	650,000	372,000
Net cash used in investing activities	(16,385,000)	(52,880,000)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net (decrease) increase in deposits	(4,786,000)	38,834,000
Proceeds from long-term borrowings	32,000	3,013,000
Repayments of long-term borrowings	(5,627,000)	(7,000,000)
Net (decrease) increase in short-term borrowed funds	(331,000)	835,000
Purchase of treasury and restricted stock	(782,000)	(796,000)
Dividends paid	(2,611,000)	(2,073,000)
Net cash (used) provided by financing activities	(14,105,000)	32,813,000
Net decrease in cash and cash equivalents	(19,722,000)	(9,184,000)
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD	30,432,000	43,995,000
CASH AND CASH EQUIVALENTS AT END OF PERIOD	10,710,000	34,811,000
Supplemental Disclosures of Cash Flow Information:
Interest paid	6,185,000	7,669,000
Income taxes paid	3,395,000	2,015,000
Loans transferred to foreclosed property	123,000	670,000
Investments sold and not settled included in other assets	$ 1,403,000	$ 0