CONSOLIDATED STATEMENT OF CASH FLOWS (UNAUDITED) (USD $)	6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 7,202,000	$ 5,977,000
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	210,000	375,000
Depreciation and amortization	211,000	272,000
Amortization and accretion of investment securities, net	1,196,000	940,000
Deferred income taxes	28,000	192,000
Investment securities gains, net	(321,000)	(234,000)
Earnings on bank owned life insurance	(250,000)	(245,000)
Originations of loans held for sale	(14,241,000)	(5,316,000)
Proceeds from sales of loans held for sale	14,426,000	5,391,000
Realized gains on loans sold	(185,000)	(75,000)
Increase in accrued interest receivable	(179,000)	(262,000)
Decrease in accrued interest payable	(290,000)	(223,000)
Other, net	(269,000)	45,000
Net cash provided by operating activities	7,538,000	6,837,000
Available-for-sale securities:
Proceeds from sales	16,654,000	7,821,000
Proceeds from maturity and principal repayments	68,914,000	32,063,000
Purchase of securities	(90,754,000)	(72,496,000)
Proceeds from redemption of regulatory stock	245,000	312,000
Purchase of regulatory stock	(1,405,000)	0
Net (increase) decrease in loans	(9,679,000)	(3,925,000)
Purchase of premises and equipment	(117,000)	(65,000)
Purchase of land for potential future expansion	0	(545,000)
Proceeds from sale of foreclosed assets held for sale	345,000	371,000
Net cash used in investing activities	(15,797,000)	(36,464,000)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase in deposits	4,774,000	32,416,000
Proceeds from long-term borrowings	28,000	9,000
Repayments of long-term borrowings	(4,110,000)	(1,000,000)
Net increase in short-term borrowed funds	(2,734,000)	403,000
Purchase of treasury and restricted stock	(637,000)	(360,000)
Dividends paid	(1,726,000)	(1,404,000)
Net cash provided by financing activities	(4,405,000)	30,064,000
Net (decrease) increase in cash and cash equivalents	(12,664,000)	437,000
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD	30,432,000	43,995,000
CASH AND CASH EQUIVALENTS AT END OF PERIOD	17,768,000	44,432,000
Supplemental Disclosures of Cash Flow Information:
Interest paid	4,317,000	5,245,000
Income taxes paid	2,095,000	1,300,000
Loans transferred to foreclosed property	123,000	490,000
Premises and equipment transferred to other assets	0	282,000
Investments purchased and not settled included in other liabilities	$ 0	$ 2,085,000